Lampasas County property record for 876 N River Rd, Lampasas, TX 76550
| Property Type | Single Family Home |
|---|---|
| Details | 576 sqft · built 1999 |
| Lot Size | 5.23 acres (227,819 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,925 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| APN | 20602-020-346-00 |
| Primary APN | 20602-020-346-00 |
|---|---|
| Alternative APN |
|
| Building Area | 576 sqft Total Area |
|---|---|
| 1st Floor Area | 576 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 227,819 sqft (5.23 acres) |
| Account Number | 20602-020-346-00 |
|---|---|
| Street Address | 876 N RIVER RD |
| City | LAMPASAS |
| State | TX |
| Zip | 76550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACR: 5.23 PT RVT 90 ABST: 0602, 0575 SURV: THOAMS R STIFF, JOSE MARIA LOCCD:108 |
| Legal Subdivision | SMITH RANCH |
| Jurisdiction | LAMPASAS TX |
| Township / Civil Division | LOMETA |
| Census Block Group | 2 |
| Census Block | 2103 |
| Census Tract | 950100 |
876 N River Rd is owned by two individuals who acquired it in August 2021.
Source: Lampasas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1455 FM 580 E, LAMPASAS, TX 76550-7517 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 |
| Deed Sale | Aug 11, 2021 |
| Deed Document Number | 2021188037 |
| Deed Book / Page | 587 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMPASAS TX |
| Property Address | 876 N RIVER RD, LAMPASAS, TX 76550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000194353 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 194353 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Oct 5, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 10.1% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
The 2026 property tax bill for 876 N River Rd was $3,925, up 5.7% from the year before.
Source: Lampasas County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lampasas County |
| Unified School District | Lampasas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,925.00 (+5.74%) | $252,400 (+2.83%) Land $173,510 Building $78,890 | $252,400 (+2.83%) Land $173,510 Building $78,890 |
| 2025 | $3,712.00 | $245,460 Land $166,570 Building $78,890 | $245,460 Land $166,570 Building $78,890 |
| 2023 | $165,770 Land $96,720 Building $69,050 | $165,770 Land $96,720 Building $69,050 | |
| 2022 | $1,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 876 N River Rd; there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2018–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 876 N River Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 48% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Texas Telephone Cooperative Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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