876 N Christley Ln, Payson, UT 84651 Property Records

Utah County property record for 876 N Christley Ln, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,486 sqft · built 2018
Lot Size	0.47 acres (20,485 sqft)
Owner	2 Individual Names on File
Last Sale	$897,750 (May 2024)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-809-0021`

Property Details

APN / Parcel Number

Primary APN	`41-809-0021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,486 sqft Living Area
Gross Area	5,987 sqft
1st Floor Area	2,486 sqft
Basement Area	2,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	20,485 sqft (0.47 acres)
Garage Type	Attached
Garage Area	901 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Slab
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	876 N CHRISTLEY LN
City	PAYSON
State	UT
Zip	84651-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, HARRISON HEIGHTS PHASE 3 SUB AREA 0.470 AC.
Legal Subdivision	HARRISON HEIGHTS PHASE 3 SUB
Legal Phase	3
Legal Lot Number	21
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3044
Census Tract	10411

Owner

876 N Christley Ln is owned and occupied by two individuals who bought it in May 2024.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	876 N CHRISTLEY LN, PAYSON, UT 84651-8009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage FIRST COLONY MTG CORP
Apr 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Aug 27, 2018	Warranty Deed, Transfer · Commercial Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	202435337
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	876 N CHRISTLEY LN, ELK RIDGE, UT 84651-8009
Document Number	0000055068
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	876 N CHRISTLEY LN ELK RIDGE UT 846518009, ELK RIDGE, UT 84651-8009

Mortgage

Document Number	0000055068
Date	Apr 27, 2020
Instrument	55068

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 12, 2019
Property Address	876 N CHRISTLEY LN, ELK RIDGE, UT 84651-8009
Document Number	0000030840
Instrument Date	Apr 10, 2019
Instrument	030840:2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 N CHRISTLEY LN, PAYSON, UT 84651-8009

Mortgage

Document Number	0000030841
Date	Apr 12, 2019
Instrument	030841:2019

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 27, 2018
Property Address	876 N CHRISTLEY LN, ELK RIDGE, UT 84651-8009
Document Number	0000081675
Instrument Date	Aug 24, 2018
Instrument	081675:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081676
Date	Aug 27, 2018
Instrument	081676:2018

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 22, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 876 N Christley Ln was $4,316, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,215 (-27.42%)	$1,071,300 (+31.97%) Land $256,700 Building $814,600
2025	$4,316.00 (+0.02%)	$811,800 Land $233,400 Building $578,400	$811,800 Land $233,400 Building $578,400
2024	$4,315.00 (+8.47%)
2023	$3,978.00 (-1.56%)	$409,860	$745,200 Land $215,800 Building $529,400
2022	$4,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 876 N Christley Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 876 N Christley Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 51% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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