876 Jud Smith Rd, Hiddenite, NC 28636 Property Records

Alexander County property record for 876 Jud Smith Rd, Hiddenite, NC 28636

Property Summary

Property Type	Single Family Home
Details	2,250 sqft · built 2019
Lot Size	7.36 acres (320,863 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,555 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0701164 11628`

Property Details

APN / Parcel Number

Primary APN	`0701164 11628`
Alternative APNs	`701164` `11628`

Interior

Stories	1 Story
Building Area	2,250 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	320,863 sqft (7.36 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	701164
Street Address	876 JUD SMITH RD
City	HIDDENITE
State	NC
Zip	28636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3872 SUBMAP 98 BLOCK 7327 (PIN) SR 1441 G-2 0023
Legal Block	7327
Jurisdiction	ALEXANDER NC
Township / Civil Division	GWALTNEYS
Census Block Group	1
Census Block	1026
Census Tract	40100

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	740 JUD SMITH RD, TAYLORSVILLE, NC 28681-8587
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 10, 2019	Deed of Trust, Mortgage AMERIS BK
Sep 13, 2018	Trustee's Deed, Construction Loan · Line of Credit AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	876 JUD SMITH RD, HIDDENITE, NC 28636
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006372365
Date	Apr 6, 2021
Book Page	637/2365

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	876 JUD SMITH RD, HIDDENITE, NC 28636
Document Number	0006170230
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	876 JUD SMITH RD TAYLORSVILLE NC 286818587, TAYLORSVILLE, NC 28681-8587

Mortgage

Document Number	0006170230
Date	May 15, 2019
Book Page	000617/000230

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 14, 2039

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ALEXANDER NC
Recording Date	Sep 13, 2018
Property Address	876 JUD SMITH RD, HIDDENITE, NC 28636
Document Number	0006110429
Book / Page	000611 / 000429
Instrument Date	Sep 13, 2018
Transaction Type	Construction Loan
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 JUD SMITH RD TAYLORSVILLE NC 286818587, TAYLORSVILLE, NC 28681-8587

Mortgage

Document Number	6110429
Date	Sep 13, 2018
Book Page	000611/000429

Lender

Name	AMERIS BK
Type	Bank
Address	HOSCHTON, GA 30548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 12, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,555.00 (-6.48%)	$354,002 (-) Land $44,695 Building $309,307
2025	$2,732.00 (-10.78%)	$354,002 (-) Land $44,695 Building $309,307
2023	$3,062.00	$354,002 Land $44,695 Building $309,307	$354,002 Land $44,695 Building $309,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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