876 Constanza Dr, Henderson, KY 42420 Property Records

Henderson County property record for 876 Constanza Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 1996
Lot Size	0.245 acres (10,673 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2025)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64I-102`

Property Details

APN / Parcel Number

Primary APN	`64I-102`
Alternative APN	`47501`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,765 sqft Finished Area

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,673 sqft (0.245 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	47501
Street Address	876 CONSTANZA DR
City	HENDERSON
State	KY
Zip	42420-5346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	WOLF HILLS
Legal Block	7
Legal Lot Number	102
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	4
Census Block	4027
Census Tract	20701

Owner

Source: Henderson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	876 CONSTANZA DR, HENDERSON, KY 42420-5346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer
Sep 4, 2020	Deed, Transfer · Conventional Mortgage FIELD & MAIN BANK
Jul 10, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2025012096
Deed Book / Page	RE687 / 626
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 12, 2025
Property Address	876 CONSTANZA DR, HENDERSON, KY 42420-5346
Document Number	0RE687/626
Book / Page	RE687 / 626
Map Reference	MB 7 PG 241
Instrument Date	Dec 12, 2025
Instrument	2025012096
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	876 CONSTANZA DR, HENDERSON, KY 42420-5346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 CONSTANZA DR, HENDERSON, KY 42420-5346

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 4, 2020
Property Address	876 CONSTANZA DR, HENDERSON, KY 42420-5346
Document Number	RE0645/936
Book / Page	RE 0645 / 936
Map Reference	MB 7 PG 241
Instrument Date	Aug 7, 2020
Instrument	2020009173
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	876 CONSTANZA DR, 876, HENDERSON, KY 42420-5346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	917 MCCLURE AVE, HENDERSON, KY 42420-4411
Investor	Possibly a Property Investor

Mortgage

Document Number	2020009174
Date	Sep 4, 2020
Instrument	2020009174

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 10, 2019
Property Address	876 CONSTANZA DR, HENDERSON, KY 42420-5346
Document Number	RE0638/499
Book / Page	RE 0638 / 499
Map Reference	MB 10 PG 342
Instrument Date	Jul 8, 2019
Instrument	2019007365
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8320 TSCHARNER RD, 8320, HENDERSON, KY 42420-9765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 CONSTANZA DR, HENDERSON, KY 42420-5346

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (-2.13%) Homeowner's exemption	$252,000 (-)	$252,000 (-)
2023	$2,299.00 (+22.42%) Homeowner's exemption	$252,000 (+2%)	$252,000 (+2%)
2022	$1,878.00	$210,000	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1997–2019)
Claims Outside the SFHA	1 of 43
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect, Watch TV.

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