876 Chestnut Ave, Sidney, OH 45365 Property Records

Shelby County property record for 876 Chestnut Ave, Sidney, OH 45365

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1955
Lot Size0.207 acres (9,027 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Dec 2017)
Tax Bill$1,466 (2025)
Deeds & MortgagesSep 2015 Line of Credit
Nov 2021 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-1836379.011

Property Details

APN / Parcel Number

Primary APN01-1836379.011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
Basement Area1,560 sqft
Unfinished Basement1,360 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Roof MaterialShingle
Lot Area9,027 sqft (0.207 acres)
Lot Dimensions153 ft deep x 59 ft wide
Garage TypeMixed
Garage Area294 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft
Patio Area764 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address876 CHESTNUT AVE
CitySIDNEY
StateOH
Zip45365-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT OL 84 PT OF SAID OUTLOT IN THE CITY OF SIDNEY 020-18-36-379-011
Legal Lot NumberO
JurisdictionSHELBY OH
Township / Civil DivisionCLINTON
Census Block Group4
Census Block4015
Census Tract972000

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2015Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 2, 2021Deed of Trust, Mortgage · Line of Credit
WESTERN OHIO MORTGAGE CORP
Mar 24, 2023Warranty Deed, Transfer · USDA Mortgage
USDA
Nov 2, 2021Deed of Trust, Mortgage · Line of Credit
WESTERN OHIO MORTGAGE CORP
Dec 27, 2017Survivorship Deed, Transfer · Conventional Mortgage
ROBERT & AMY JEFFRIES ETUX
Mar 17, 2005Warranty Deed, Transfer
AEGIS FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2017 · Amount on Record
Deed SaleDec 27, 2017 · Amount on Record
Prior SaleJun 9, 2011 · Amount on Record
Deed Document Number20177258
Deed Book / Page2113 / 176
Record UpdatedSep 20, 2026

September 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanySOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002008/084
DateSep 29, 2015
Book Page2008/084
Instrument201500004796
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 15, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002305/955
DateNov 2, 2021
Book Page2305/955
Instrument202107658
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
AddressWARDSBORO, VT 05355
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateMar 24, 2023
Property Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314
Document Number02313/5055
Book / Page2313 / 5055
Instrument DateMar 23, 2023
Instrument202301253
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyMAD RIVER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314

Mortgage

Document Number0202301254
DateMar 24, 2023
Instrument202301254
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueMar 23, 2056

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314
Transaction TypeMortgage
Record UpdatedNov 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2305/955
DateNov 2, 2021
Book Page2305/955
Instrument202107658
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
AddressWARDSBORO, VT 5355
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

December 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionSHELBY OH
Recording DateDec 27, 2017
Property Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314
Document Number2113/176
Book / Page2113 / 176
Instrument DateDec 14, 2017
Instrument201700007258
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314

Mortgage

Document Number201700007259
DateDec 27, 2017
Instrument201700007259
Lender
NameROBERT & AMY JEFFRIES ETUX
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

March 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateMar 17, 2005
Property Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314
Document Number1506/320
Book / Page1506 / 320
Instrument DateMar 11, 2005
Instrument200500001595
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 CHESTNUT AVE, SIDNEY, OH 45365-3314

Mortgage

Document Number200500001596
DateMar 17, 2005
Instrument200500001596
Lender
NameAEGIS FUNDING CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2035
Interest
Rate TypeAdjustable Rate
Rate6.7%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
IndexLIBOR

Mortgage

Document Number001506/336
DateMar 17, 2005
Book Page1506/336
Instrument200500001597
Lender
NameAEGIS FUNDING CORP
TypeMortgage Company
Address3250 BRIARPARK DR STE 400, HOUSTON, TX 77042
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2025

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
MunicipalitySidney City
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,466.00 (-7.33%)$55,920 (+4.04%) Land $8,330 Building $47,590
2024$1,582.00 (-16.61%) Homeowner's exemption Senior Citizen's exemption$53,750 (-) Land $8,250 Building $45,500
2023$1,897.00 (+20.83%) Homeowner's exemption$53,750 (+36.63%) Land $8,250 Building $45,500$159,760 (+42.15%) Land $23,790 Building $135,970
2022$1,570.00 Homeowner's exemption$39,340 Land $5,970 Building $33,370
2020$112,390 Land $17,050 Building $95,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims21 (1979–2018)
Claims Outside the SFHA2 of 21
Most Recent ClaimApr 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 1995 · 6 claims
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIDNEY CITY PWS
serves 20,614 people · EPA ID OH7501214
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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