876 Adeline Dr, Elgin, IL 60123 Property Records

Kane County property record for 876 Adeline Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1968
Lot Size	0.238 acres (10,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2017)
Tax Bill	$6,720 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-177-013`

Property Details

APN / Parcel Number

Primary APN	`06-10-177-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,572 sqft
Basement Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	10,375 sqft (0.238 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	876 ADELINE DR
City	ELGIN
State	IL
Zip	60123-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY AIRE SUB UNIT 3 LOT 19 BLOCK 1
Legal Subdivision	COUNTRY AIRE SUB
Legal Block	1
Legal Lot Number	19
Legal Unit	3-19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2011
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	876 ADELINE DR, ELGIN, IL 60123-2029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Jan 15, 1997 · Amount on Record
Deed Document Number	201735873
Record Updated	Oct 29, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2017
Property Address	876 ADELINE DR, ELGIN, IL 60123-2029
Document Number	0000035873
Instrument Date	Jun 22, 2017
Instrument	2017K035873
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 N MELEAN BLVD 1A, ELGIN, IL 60123

Mortgage

Document Number	0000035874
Date	Jul 12, 2017
Instrument	2017K035874

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,720.00 (+15.82%) Homeowner's exemption	$96,490 (+8.57%) Land $25,959 Building $70,531	$289,586 (+8.57%) Land $77,908 Building $211,678
2024		$88,874 (+21.39%) Land $23,910 Building $64,964	$266,729 (+21.44%) Land $71,759 Building $194,970
2022	$5,802.00 (+4.62%) Homeowner's exemption	$73,211 (+7.4%) Land $19,696 Building $53,515	$219,633 (+7.4%) Land $59,088 Building $160,545
2021	$5,546.00 Homeowner's exemption	$68,167 Land $18,414 Building $49,753	$204,501 Land $55,242 Building $149,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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