Howard County property record for 8757 Cardinal Forest Cir, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,816 sqft · built 1985 |
| Lot Size | 0.323 acres (14,069 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Feb 2021) |
| Tax Bill | $1,096 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-479200 |
| Primary APN | 06-479200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,069 sqft (0.323 acres) |
| Garage Type | Mixed |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 304 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 479200 |
|---|---|
| Street Address | 8757 CARDINAL FOREST CIR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 30 .323 A 8757 CARDINAL FOREST CIR CARDINAL FOREST S 1 AR 4 |
| Legal Subdivision | CARDINAL FOREST SEC 01 |
| Legal Lot Number | 30 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8757 CARDINAL FOREST CIR, LAUREL, MD 20723-1257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 16, 2021 | Deed, Transfer · VA Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on Record |
| Deed Sale | Feb 16, 2021 · Amount on Record |
| Prior Sale | Apr 3, 2007 |
| Deed Book / Page | 20225 / 42 |
| Prior Transfer Date | Mar 6, 2009 |
| Prior Transfer Doc | 0115640485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8757 CARDINAL FOREST CIR, LAUREL, MD 20723-1257 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8757 CARDINAL FOREST CIR, LAUREL, MD 20723-1257 |
| Document Number | 0218020409 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 21802/409 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 16, 2021 |
| Property Address | 8757 CARDINAL FOREST CIR, LAUREL, MD 20723-1257 |
| Document Number | 0202250042 |
| Book / Page | 20225 / 42 |
| Map Reference | MB 5751 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8757 CARDINAL FOREST CIR, LAUREL, MD 20723-1257 |
| Document Number | 0002022549 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 20225/49 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,096.00 (-87.19%) | $600,967 (+8.77%) | $697,900 (+26.32%) Land $361,500 Building $336,400 |
| 2025 | $8,554.00 (+8.51%) | $552,500 (+20.33%) Land $246,500 Building $306,000 | $552,500 (-) Land $246,500 Building $306,000 |
| 2024 | $7,883.00 (+69.75%) | ||
| 2023 | $459,167 | $552,500 Land $246,500 Building $306,000 | |
| 2022 | $4,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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