Bay County property record for 8755 Conch Shell Ct, Panama City Beach, FL 32413
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 2022 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Aug 2022) |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32503-200-188 |
| Primary APN | 32503-200-188 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Heated Area |
| Gross Area | 1,801 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Other |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 42 ft wide |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 8755 CONCH SHELL CT |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-9484 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LATITUDE AT WATERSOUND AREA 1 PHASE 2 LOT 94 ORB 4601 P 1140 |
| Legal Subdivision | LATITUDE AT WATERSOUND AREA 1 |
| Legal Phase | 2 |
| Legal Lot Number | 94 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3140 |
| Census Tract | 201 |
Source: Bay County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8755 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 23, 2022 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Jul 19, 2022 | Special Warranty Deed, Transfer WATERSOUND TITLE AGENCY LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 2022062246 |
| Deed Book / Page | 4601 / 1140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 8755 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484 |
| Document Number | 0000041984 |
| Book / Page | 5055 / 109 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202641984 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 8755 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 8755 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484 |
| Document Number | 0000041983 |
| Book / Page | 5055 / 107 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202641983 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8755 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 23, 2022 |
| Property Address | 8755 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484 |
| Document Number | 0046011140 |
| Book / Page | 4601 / 1140 |
| Map Reference | MB 28 PG 8-18 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022062246 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4411 SAINT PARIS PIKE, SPRINGFIELD, OH 45504-4450 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4103 WOOD ST, PANAMA CITY, FL 32404-5714 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 19, 2022 |
| Property Address | 8755 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484 |
| Document Number | 0045890892 |
| Book / Page | 4589 / 892 |
| Map Reference | MB 28 PG 8-18 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022053491 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | WATERSOUND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,079.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470 |
| Name | Verified Name |
|---|---|
| Address | 4411 SAINT PARIS PIKE, SPRINGFIELD, OH 45504-4450 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 (+4.12%) Homeowner's exemption | $315,500 (+5.99%) | $354,516 (+6.73%) Land $49,343 Building $305,173 |
| 2023 | $3,278.00 (+1,243.44%) Homeowner's exemption | $297,678 (+1,303.28%) | $332,163 (+1,465.85%) Land $30,231 Building $301,932 |
| 2022 | $244.00 | $21,213 Land $21,213 | $21,213 Land $21,213 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 722 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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