875 Zipf St, #A, Pellston, MI 49769 Property Records

Emmet County property record for 875 Zipf St, #A, Pellston, MI 49769

Property Summary

Property Type	Commercial
Details	9,300 sqft
Lot Size	2.07 acres (90,169 sqft)
Owner	Company Name on File
Last Sale	$660,000 (Oct 2025)
Tax Bill	$6,645 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2019 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`44-10-34-200-009`

Property Details

APN / Parcel Number

Primary APN	`44-10-34-200-009`

Interior

Building Area	9,300 sqft Total Area
1st Floor Area	9,300 sqft

Exterior

Fire Resistance	Special
Lot Area	90,169 sqft (2.07 acres)

Location & Zoning

Street Address	875 ZIPF ST, A
City	PELLSTON
State	MI
Zip	49769
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	VOP I
Legal Description	PT OF NE 1/4 OF SECTION 34, COM AT N 1/4 COR OF SD SEC, TH ALG N/S ? LN, S00?26'56"E 242.03 FT TO POB, TH CONT S00?26'56"E
Legal Range	04W
Legal Township	37N
Legal Section	34
Legal Subdivision	S34 T37N R4W
Jurisdiction	EMMET MI
Township / Civil Division	MCKINLEY
Census Block Group	2
Census Block	2016
Census Tract	970201

Owner

Source: Emmet County records · APN 44-10-34-200-009

Assessment roll updated July 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13811 THOMPSON DR, LOWELL, MI 49331-9393
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF MONTREAL
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage VIKING BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
Oct 10, 2025	Warranty Deed, Transfer · Conventional Mortgage VIKING BANK
Aug 04, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20255223525
Deed Book / Page	1270 / 494
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	1235/800
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13811 THOMPSON DR, LOWELL, MI 49331-9393

Mortgage

Document Number	0000001272/0000000891
Date	Jan 30, 2026
Book Page	0000001272/0000000891
Instrument	5225942

Lender

Name	BANK OF MONTREAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001216/0000000411
Date	Oct 28, 2019
Book Page	0000001216/0000000411
Instrument	5169332

Lender

Name	CITIZENS NATIONAL BANK

Agreement

Type	Stand-Alone Refinance

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13811 THOMPSON DR, LOWELL, MI 49331-9393

Mortgage

Document Number	0005223526
Date	Oct 10, 2025
Instrument	5223526

Lender

Name	VIKING BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jan 01, 2027

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001216/411
Date	Oct 28, 2019
Book Page	1216/411
Instrument	5169332

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 10, 2025
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Document Number	001270/494
Book / Page	1270 / 494
Instrument Date	Sep 25, 2025
Instrument	5223525
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13811 THOMPSON DR, LOWELL, MI 49331-9393

Mortgage

Document Number	0005223526
Date	Oct 10, 2025
Instrument	5223526

Lender

Name	VIKING BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jan 01, 2027

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Aug 04, 2021
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Document Number	1235/800
Book / Page	1235 / 800
Instrument Date	Jul 29, 2021
Instrument	5188763
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 STANDISH AVE, PETOSKEY, MI 49770-3001

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Sep 28, 2018
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Document Number	1206/894
Book / Page	1206 / 894
Instrument Date	Sep 26, 2018
Instrument	000005159788
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 W LAKE ST, HARBOR SPRINGS, MI 49740-1065

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 28, 2018
Property Address	875 ZIPF ST # A, A, PELLSTON, MI 49769
Document Number	1206/895
Book / Page	1206 / 895
Instrument Date	Sep 26, 2018
Instrument	000005159789
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 STANDISH AVE, PETOSKEY, MI 49770-3001

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	McKinley Township
Municipality	Pellston Village
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,100 (+4.28%) Land $6,800 Building $188,300	$390,200 (+4.28%) Land $13,600 Building $376,600
2025		$187,100 (+26.5%) Land $5,900 Building $181,200	$374,200 (+26.5%) Land $11,800 Building $362,400
2024	$6,645.00
2023		$147,900 Land $3,900 Building $144,000	$295,800 Land $7,800 Building $288,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zipf St

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