875 White Moonstone Loop, San Jose, CA 95123 Property Records

Santa Clara County property record for 875 White Moonstone Loop, San Jose, CA 95123

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,258 sqft · built 2015
Lot Size	0.028 acres (1,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,055,000 (May 2021)
Tax Bill	$16,829 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`706-52-028`

Property Details

APN / Parcel Number

Primary APN	`706-52-028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,258 sqft Living Area
1st Floor Area	475 sqft
2nd Floor Area	830 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,205 sqft (0.028 acres)
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	875 WHITE MOONSTONE LOOP
City	SAN JOSE
State	CA
Zip	95123-6821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TRACT 10186 LOT 397
Legal Subdivision	1207 CAPUTO ACRES UN #3
Legal Tract	10186
Legal Lot Number	397
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2012
Census Tract	512058

Owner

Source: Santa Clara County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	875 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN MATEO CU
May 27, 2021	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Jul 14, 2015 · Amount on Record
Deed Document Number	202124976193
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	875 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6821
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6821

Mortgage

Document Number	0025341908
Date	Jul 27, 2022
Instrument	25341908

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94064

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 27, 2021
Property Address	875 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6821
Document Number	0024976193
Map Reference	MB 869 PG 13-44
Instrument Date	May 21, 2021
Instrument	24976193
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	875 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6821

Mortgage

Document Number	0024976194
Date	May 27, 2021
Instrument	24976194

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	875 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6821
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 WHITE MOONSTONE LOOP, SAN JOSE, CA 95123-6821

Mortgage

Document Number	0024814102
Date	Feb 3, 2021
Instrument	24814102

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,829.00 (+2.17%) Homeowner's exemption	$1,141,964 (+4.04%) Land $570,982 Building $570,982
2024	$16,471.00 (+1.6%)
2023	$16,212.00 (+0.85%) Homeowner's exemption	$1,097,622 Land $548,811 Building $548,811
2022	$16,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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