Unicoi County property record for 875 Sandy Bottom Rd, Erwin, TN 37650 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 1960 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $996 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 038-012.00 |
| Primary APN | 038-012.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 94,525 sqft (2.17 acres) |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 875 SANDY BOTTOM RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY AREA: R03 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80100 |
Source: Unicoi County records · APN 038-012.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 875 SANDY BOTTOM RD, ERWIN, TN 37650-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN COMMERCE BANK |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 875 SANDY BOTTOM RD, ERWIN, TN 37650-3631 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 875 SANDY BOTTOM RD, ERWIN, TN 37650-3631 |
| Document Number | 0000460253 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 460/253 |
| Instrument | 22001249 |
| Name | MOUNTAIN COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | JOHNSON CITY, TN 37602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 875 SANDY BOTTOM RD, ERWIN, TN 37650-3631 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | DEBBIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 445976 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 445/976 |
| Instrument | 21001116 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $996.00 | $38,150 (-) Land $5,025 Building $33,125 | $152,600 (-) Land $20,100 Building $132,500 |
| 2024 | $996.00 (+11.04%) | ||
| 2023 | $38,150 (-) Land $5,025 Building $33,125 | ||
| 2022 | $897.00 | $38,150 Land $5,025 Building $33,125 | $152,600 Land $20,100 Building $132,500 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 52% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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