Allen County property record for 875 S Kill Rd, Spencerville, OH 45887
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,856 sqft · built 1982 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Apr 2018) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-0300-01-002.001 |
| Primary APN | 44-0300-01-002.001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 3,232 sqft |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 920 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 149,846 sqft (3.44 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 875 S KILL RD |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 JOINT TEN RTS 04-04-03 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10600 |
Source: Allen County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 875 S KILL RD, SPENCERVILLE, OH 45887-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Line of Credit AG CREDIT FLCA |
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Apr 17, 2018 | Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on Record |
| Deed Sale | Apr 17, 2018 · Amount on Record |
| Prior Sale | Feb 1, 1981 |
| Deed Document Number | 20184070 |
| Deed Book / Page | 2018 / 4070 |
| Prior Transfer Date | Apr 16, 2018 |
| Prior Transfer Doc | 4170004070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 875 S KILL RD, SPENCERVILLE, OH 45887-9506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1140000568 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 2021/568 |
| Instrument | 202101140000568 |
| Name | AG CREDIT FLCA |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 875 S KILL RD, SPENCERVILLE, OH 45887-9506 |
| Document Number | 0000013097 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 875 S KILL RD SPENCERVILLE OH 458879506, SPENCERVILLE, OH 45887-9506 |
| Document Number | 0000013097 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 13097 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FOSTORIA, OH 44830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 875 S KILL RD, SPENCERVILLE, OH 45887-9506 |
| Document Number | 0000000542 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 875 S KILL RD SPENCERVILLE OH 458879506, SPENCERVILLE, OH 45887-9506 |
| Document Number | 0000000542 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 542 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FOSTORIA, OH 44830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 21, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 17, 2018 |
| Property Address | 875 S KILL RD, SPENCERVILLE, OH 45887-9506 |
| Document Number | 0000004070 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 4070 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 875 S KILL RD SPENCERVILLE OH 458879506, SPENCERVILLE, OH 45887-9506 |
| Document Number | 4071 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 4071 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | 610 W LYTLE ST, FOSTORIA, OH 44830-3422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Spencer Township |
| Unified School District | Spencerville Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,885.00 (-0.35%) | $91,040 (-) Land $19,290 Building $71,750 | $260,100 (-) Land $55,100 Building $205,000 |
| 2024 | $2,895.00 (+33.1%) Homeowner's exemption | $91,040 (+44.99%) Land $19,290 Building $71,750 | $260,100 (+44.98%) Land $55,100 Building $205,000 |
| 2023 | $2,175.00 (-13.24%) Homeowner's exemption | $62,790 (-) Land $13,300 Building $49,490 | |
| 2022 | $2,507.00 Homeowner's exemption | $62,790 Land $13,300 Building $49,490 | |
| 2021 | $179,400 Land $38,000 Building $141,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Speedwavz Fixed Wireless | 25 / 25 |
| Verizon Fixed Wireless | 25 / 6 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Wabash Communications Fixed Wireless | 10 / 1 |
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