875 Rose Xing, Kalispell, MT 59901 Property Records

Flathead County property record for 875 Rose Xing, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1992
Lot Size	6.15 acres (267,894 sqft)
Owner	Individual Name on Record
Last Sale	$246,715 (Jul 2026)
Tax Bill	$2,537 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0798986`

Property Details

APN / Parcel Number

Primary APN	`R0798986`
Alternative APNs	`07-4078-22-3-07-01-0000` `0000978967`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	267,894 sqft (6.15 acres)

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	336 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000978967
Street Address	875 ROSE XING
City	KALISPELL
State	MT
Zip	59901-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRONSON AC AMD L1, S22, T29 N, R21 W, LOT 01A, BRONSON AC AMD L1 LOT 1A
Legal Range	21W
Legal Township	29N
Legal Section	22
Legal Subdivision	BRONSON AC AMD L1
Legal Lot Number	1A
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3029
Census Tract	602

Owner

Source: Flathead County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 SELDERS LN, KALISPELL, MT 59901-4630
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Document Number	202613628
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Aug 26, 2026
Property Address	875 ROSE XING, KALISPELL, MT 59901-6631
Document Number	0000019002
Instrument Date	Aug 21, 2026
Instrument	202619002
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000019002,
Date	Aug 26, 2026
Instrument	202619002

Lender

Name	VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2036

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 6, 2026
Property Address	875 ROSE XING, KALISPELL, MT 59901-6631
Document Number	0000013628
Instrument Date	Jul 6, 2026
Instrument	202613628
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SELDERS LN, KALISPELL, MT 59901-4630

Mortgage

Document Number	0000013629,
Date	Jul 6, 2026
Instrument	202613629

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,537.00 (-10.07%)	$608,290 (-)
2025	$2,821.00 (-22.24%)	$608,290 (+36.02%)	$608,290 (+36.02%) Land $290,010 Building $318,280
2023	$3,628.00	$447,200	$447,200 Land $196,810 Building $250,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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