875 Ridge Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 875 Ridge Dr, Concord, CA 94518 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,137 sqft · built 1981
Lot Size	0.918 acres (40,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Sep 2023)
Tax Bill	$26,911 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`130-450-003-4`

Property Details

APN / Parcel Number

Primary APN	`130-450-003-4`
Alternative APN	`130-450-003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,137 sqft Living Area
1st Floor Area	1,814 sqft
2nd Floor Area	1,323 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Lot Area	40,000 sqft (0.918 acres)
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	875 RIDGE DR
City	CONCORD
State	CA
Zip	94518-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05051 L0003 B
Legal Subdivision	SUBDIVISION 5051
Legal Tract	05051
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2015
Census Tract	337100

Owner

Source: Contra Costa County records · APN 130-450-003-4

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	875 RIDGE DR, CONCORD, CA 94518-1446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Grant Deed, Transfer · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL
Sep 27, 2023	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 02, 2020	Deed of Trust, Mortgage · Line of Credit ALIANT CU
Apr 08, 2020	Quit Claim Deed, Transfer NFM CNSLTS
Jun 07, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Jun 07, 2019 · Amount on Record
Deed Document Number	202393539
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0000093538
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2023
Property Address	875 RIDGE DR, CONCORD, CA 94518-1446
Document Number	0000093539
Map Reference	MB 229 PG 28
Instrument Date	Sep 21, 2023
Instrument	2023-093539
Transaction Type	Transfer
Record Updated	Oct 06, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	875 RIDGE DR, CONCORD, CA 94518-1446
Investor	Possibly a Property Investor

Mortgage

Document Number	0000093540
Date	Sep 27, 2023
Instrument	2023-093540

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023:

Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2023
Property Address	875 RIDGE DR, CONCORD, CA 94518-1446
Document Number	0000093538
Map Reference	MB 229 PG 28
Instrument Date	Aug 17, 2023
Instrument	2023-093538
Record Updated	Oct 06, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 RIDGE DR, CONCORD, CA 94518-1446

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	875 RIDGE DR, CONCORD, CA 94518-1446
Document Number	0000067178
Instrument Date	Apr 02, 2020
Transaction Type	Mortgage
Record Updated	May 07, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	875 RIDGE DR CONCORD CA 945181446, CONCORD, CA 94518-1446

Mortgage

Document Number	0000067178
Date	Apr 08, 2020
Instrument	67178

Lender

Name	ALIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 08, 2020
Property Address	875 RIDGE DR, CONCORD, CA 94518-1446
Document Number	0000067176
Instrument Date	Apr 01, 2020
Instrument	67176
Transaction Type	Transfer
Record Updated	May 08, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	875 RIDGE DR CONCORD CA 945181446, CONCORD, CA 94518-1446

Mortgage

Document Number	67177
Date	Apr 08, 2020
Instrument	67177

Lender

Name	NFM CNSLTS
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 07, 2019
Property Address	875 RIDGE DR, CONCORD, CA 94518-1446
Document Number	0000085308
Map Reference	MB 229 PG 28
Instrument Date	Jun 03, 2019
Instrument	2019-085308
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	875 RIDGE DR, CONCORD, CA 94518-1446

Mortgage

Document Number	0000085309
Date	Jun 07, 2019
Instrument	2019-085309

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Mortgage

Document Number	0000085310
Date	Jun 07, 2019
Instrument	2019-085310

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,392,920 (+2%) Land $1,144,440 Building $1,248,480
2025	$26,911.00 (+57.48%)	$2,346,000 (+59.83%) Land $1,122,000 Building $1,224,000
2023	$17,088.00 (+1.09%) Homeowner's exemption	$1,467,843 Land $643,320 Building $824,523
2022	$16,903.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133371002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1983–2012)
Most Recent Claim	Dec 2012, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 615 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25

May also be available at this address: T-Mobile USA, AT&T, Verizon, Sonic Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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