Santa Clara County property record for 875 Morningside Cir, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,504 sqft · built 1999 |
| Lot Size | 0.072 acres (3,150 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $195,000 (Oct 1999) |
| Tax Bill | $2,321 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-55-027 |
| Primary APN | 790-55-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 680 sqft |
| 2nd Floor Area | 824 sqft |
| Family Room | Family Room |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,150 sqft (0.072 acres) |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 875 MORNINGSIDE CIR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 8940 LOT 27 |
| Legal Subdivision | 8940 |
| Legal Tract | 8940 |
| Legal Lot Number | 27 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 512505 |
Source: Santa Clara County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 875 MORNINGSIDE CIR, GILROY, CA 95020-3205 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 1999 · Amount on Record |
| Deed Sale | Oct 15, 1999 · Amount on Record |
| Deed Document Number | 15018544 |
| Deed Book / Page | 790 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 875 MORNINGSIDE CIR, GILROY, CA 95020-3205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 875 MORNINGSIDE CIR, GILROY, CA 95020-3205 |
| Document Number | 0025317818 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 25317818 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2052 |
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,321.00 (+2.38%) Homeowner's exemption | $185,947 (+4.04%) Land $92,205 Building $93,742 |
| 2023 | $2,267.00 (+1.8%) Homeowner's exemption | $178,728 Land $88,626 Building $90,102 |
| 2022 | $2,227.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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