875 Michele Cir, Dunedin, FL 34698 Property Records

Pinellas County property record for 875 Michele Cir, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,995 sqft · built 2000
Lot Size	0.141 acres (6,151 sqft)
Owner	2 Individual Names on File
Last Sale	$602,500 (Oct 2023)
Tax Bill	$8,921 (2025)
Deeds & Mortgages	Oct 2023 Sale May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-0997-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-0997-2`
Alternative APNs	`26-28-15-94275-000-1140` `281526942750001140` `R283980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,995 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,995 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,151 sqft (0.141 acres)
Lot Dimensions	110 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	208 sqft
Deck Area	395 sqft
Patio Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R283980
Street Address	875 MICHELE CIR
City	DUNEDIN
State	FL
Zip	34698-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGINIA CROSSING LOT 114
Legal Range	15E
Legal Township	28S
Legal Section	26
Legal Subdivision	VIRGINIA CROSSING
Legal Tract	94275
Legal Lot Number	114
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2008
Census Tract	26914

Owner

875 Michele Cir is owned and occupied by two individuals who bought it in October 2023.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	875 MICHELE CIR, DUNEDIN, FL 34698-6131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer TITLE US LLC, TITLE USA LLC
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Nov 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit JAMES & CHERI HOLDEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Prior Sale	May 24, 2021 · Amount on File
Deed Document Number	2023267013
Deed Book / Page	22597 / 1946
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 18, 2023
Property Address	875 MICHELE CIR, DUNEDIN, FL 34698-6131
Document Number	0225971946
Book / Page	22597 / 1946
Map Reference	MB 118 PG 88
Instrument Date	Oct 16, 2023
Instrument	2023267013
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE US LLC, TITLE USA LLC

Transaction

Amount	Amount on Record
Tax	$4,217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	884 MICHELE CIR, DUNEDIN, FL 34698-6130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 MICHELE CIR, DUNEDIN, FL 34698-6130

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 24, 2021
Property Address	875 MICHELE CIR, DUNEDIN, FL 34698-6131
Document Number	0215492689
Book / Page	21549 / 2689
Map Reference	MB 118 PG 88
Instrument Date	May 21, 2021
Instrument	2021172386
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	TROPICAL TITLE INSURANCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	746 ISLAND WAY # 1205, 746, CLEARWATER BEACH, FL 33767-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 MICHELE CIR, DUNEDIN, FL 34698-6131

Mortgage

Document Number	215501
Date	May 24, 2021
Instrument	21550/1

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 26, 2019
Property Address	875 MICHELE CIR, DUNEDIN, FL 34698-6131
Document Number	0207850312
Book / Page	020785 / 000312
Instrument Date	Nov 21, 2019
Instrument	379324
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 MICHELE CIR DUNEDIN FL 346986131, DUNEDIN, FL 34698-6131

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	875 MICHELE CIR, DUNEDIN, FL 34698-6131
Document Number	0203591519
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 MICHELE CIR DUNEDIN FL 346986131, DUNEDIN, FL 34698-6131

Mortgage

Document Number	0203591519
Date	Dec 6, 2018
Book Page	020359/001519
Instrument	389927

Lender

Name	JAMES & CHERI HOLDEN
Address	2 PINE TREE LN, GLASTONBURY, CT 06033-3620

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 875 Michele Cir was $8,921 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,921.00 Homeowner's exemption	$548,376	$577,072 Land $154,558 Building $422,514
2023	$4,109.00 (+2.88%) Homeowner's exemption	$275,995 (+3%)	$459,833 (+14.51%) Land $151,835 Building $307,998
2022	$3,994.00 Homeowner's exemption	$267,956	$401,570 Land $167,976 Building $233,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 875 Michele Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 875 Michele Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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