875 Lotus Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 875 Lotus Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,311 sqft · built 1939
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$651,000 (Jun 2011)
Tax Bill	$19,060 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`44-00607-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`44-00607-0000-00019`
Alternative APNs	`440060700019` `241500`

Interior

Stories	1 Story
Building Area	2,311 sqft Living Area
1st Floor Area	2,311 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	241500
Street Address	875 LOTUS AVE
City	ORADELL
State	NJ
Zip	07649-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X100
Legal Subdivision	ORADELL HEIGHTS
Legal Block	607
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	3
Census Block	3003
Census Tract	40001

Owner

875 Lotus Ave is owned and occupied by two individuals who bought it in June 2011.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	875 LOTUS AVE, ORADELL, NJ 07649-1311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2011 · Amount on File
Deed Sale	Jun 1, 2011 · Amount on File
Prior Sale	Feb 2, 2000 · Amount on File
Deed Document Number	20117531058
Deed Book / Page	753 / 1058
Prior Transfer Date	Feb 1, 1999
Prior Transfer Doc	0000023055
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	875 LOTUS AVE, ORADELL, NJ 07649-1311
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046261467
Date	Mar 21, 2022
Book Page	4626/1467
Instrument	2022033707

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	167 Months
Due	Feb 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	875 LOTUS AVE, ORADELL, NJ 07649-1311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033711590
Date	Oct 9, 2019
Book Page	3371/1590
Instrument	19-067255

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 875 Lotus Ave was $19,060, up 7.9% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,200 (+4.66%) Land $481,600 Building $387,600	$869,200 (+4.66%) Land $481,600 Building $387,600
2025	$19,060.00 (+7.95%)	$830,500 Land $454,300 Building $376,200	$830,500 Land $454,300 Building $376,200
2024	$17,657.00
2023		$645,600 Land $313,100 Building $332,500	$645,600 Land $313,100 Building $332,500
2022	$16,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 875 Lotus Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 875 Lotus Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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