875 Lost Mine Loop Rd, Missoula, MT 59803 Property Records

Missoula County property record for 875 Lost Mine Loop Rd, Missoula, MT 59803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1974
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2019 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0457405`

Property Details

APN / Parcel Number

Primary APN	`R0457405`
Alternative APNs	`04-2093-20-4-01-13-0000` `0001146805` `1146805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,556 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	152,460 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	432 sqft
Deck Area	84 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0001146805
Street Address	875 LOST MINE LOOP RD
City	MISSOULA
State	MT
Zip	59803-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOST MINE SUBURBAN TRACTS # 8, S20, T12 N, R19 W, N2 LOT 8 PER MILL LEVY
Legal Range	19W
Legal Township	12N
Legal Section	20
Legal Subdivision	LOST MINE SUBURBAN TRACTS # 8
Legal Tract	8
Legal Block	1
Legal Lot Number	8
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1130
Census Tract	1402

Owner

875 Lost Mine Loop Rd is owned by two individuals who acquired it in October 2020.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1712 S UPPER TERRACE RD, SPOKANE, WA 99203-3564
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA
Feb 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOULA FCU
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA
Oct 1, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage MISSOULA FCU
May 2, 2017	Affidavit of Death, Transfer INSURED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020
Deed Sale	Oct 1, 2020
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	202023458
Deed Book / Page	1040 / 1088
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	INSURED TITLES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716

Mortgage

Document Number	0010810166
Date	Sep 2, 2022
Book Page	1081/166
Instrument	202216208

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010080733
Date	Feb 4, 2019
Book Page	1008/0733
Instrument	201901598

Lender

Name	MISSOULA FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2029

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010460038
Date	Dec 21, 2020
Book Page	1046/38
Instrument	202030808

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59808

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Oct 1, 2020
Property Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716
Document Number	0010401088
Book / Page	001040 / 001088
Instrument Date	Oct 1, 2020
Instrument	23458
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	875 LOST MINE LOOP RD MISSOULA MT 598039716, MISSOULA, MT 59803-9716

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	May 2, 2017
Property Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716
Document Number	0009780288
Book / Page	978 / 0288
Instrument Date	May 1, 2017
Instrument	201707430
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716

Mortgage

Document Number	201707431
Date	May 2, 2017
Instrument	201707431

Lender

Name	MISSOULA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MISSOULA MT
Recording Date	May 2, 2017
Property Address	875 LOST MINE LOOP RD, MISSOULA, MT 59803-9716
Document Number	0009780287
Book / Page	000978 / 000287
Instrument Date	May 1, 2017
Instrument	7429
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	INSURED TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7019 ALADAR DR WINDSOR CO 805507061, WINDSOR, CO 80550-7061

Tax Assessment & Valuation

The 2025 property tax bill for 875 Lost Mine Loop Rd was $4,626.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,900 (-) Land $256,750 Building $378,150	$634,900 (-) Land $256,750 Building $378,150
2025	$4,626.00	$634,900	$634,900 Land $256,750 Building $378,150
2023	$4,644.00	$485,700	$485,700 Land $170,000 Building $315,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 875 Lost Mine Loop Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 875 Lost Mine Loop Rd is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 87% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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