Adams County property record for 875 Fincastle Rd, Winchester, OH 45697
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,614 sqft · built 2020 |
| Lot Size | 4.52 acres (197,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,500 (Aug 2015) |
| Tax Bill | $5,759 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-00-00-018.004 |
| Primary APN | 034-00-00-018.004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,614 sqft Living Area |
| 1st Floor Area | 6,228 sqft |
| Attic | Attic |
| Attic Area | 500 sqft |
| Basement Area | 3,114 sqft |
| Unfinished Basement | 3,114 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 197,153 sqft (4.52 acres) |
| Garage Type | Mixed |
| Garage Area | 839 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 875 FINCASTLE RD |
|---|---|
| City | WINCHESTER |
| State | OH |
| Zip | 45697-9783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES: 4.52600 1000 1721 W FK BR CR E TAYLOR |
| Legal Subdivision | VIRGINIA MILITARY SURVEY NO 1721 |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 770200 |
875 Fincastle Rd is owned and occupied by two individuals who bought it in August 2015.
Source: Adams County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 875 FINCASTLE RD, WINCHESTER, OH 45697-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Nov 5, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2015 · Amount on File |
| Deed Sale | Aug 25, 2015 · Amount on File |
| Prior Sale | Jan 30, 2003 |
| Deed Document Number | 20152370 |
| Deed Book / Page | 454 / 778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Recording Date | Aug 19, 2026 |
| Property Address | 875 FINCASTLE RD, WINCHESTER, OH 45697-9783 |
| Document Number | 0000002877 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20262877 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 875 FINCASTLE RD, WINCHESTER, OH 45697-9783 |
| Document Number | 0000002877, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20262877 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 875 FINCASTLE RD, WINCHESTER, OH 45697-9783 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000513/471 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 513/471 |
| Instrument | 201800003372 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 875 FINCASTLE RD, WINCHESTER, OH 45697-9783 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000541/581 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 541/581 |
| Instrument | 202000001107 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 875 Fincastle Rd was $5,759.
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Winchester Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,759.00 Additional exemption filed | $133,770 Land $10,850 Building $122,920 | $382,200 Land $31,000 Building $351,200 |
| 2023 | $133,770 Land $10,850 Building $122,920 | ||
| 2022 | $4,690.00 | $382,200 Land $31,000 Building $351,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 875 Fincastle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 875 Fincastle Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| altafiber Network Solutions Fixed Wireless | 50 / 10 |
| AT&T DSL | 10 / 1 |
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