875 Emerald Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 875 Emerald Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,728 sqft · built 2006
Lot Size	0.3 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2026)
Tax Bill	$5,416 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-309-003`

Property Details

APN / Parcel Number

Primary APN	`02-28-309-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,128 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	1,307 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	875 EMERALD DR
City	PINGREE GROVE
State	IL
Zip	60140-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 2 LT 3182
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	3182
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1012
Census Tract	850710

Owner

Source: Kane County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 LINDEN CT, SOUTH ELGIN, IL 60177-2878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 24, 2020	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF OMAHA
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	202630928
Prior Transfer Date	Feb 2, 2009
Prior Transfer Doc	0000006761
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 21, 2026
Property Address	875 EMERALD DR, PINGREE GROVE, IL 60140-9114
Document Number	0000030928
Instrument Date	Jul 10, 2026
Instrument	202630928
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LINDEN CT, SOUTH ELGIN, IL 60177-2878

Mortgage

Document Number	0000030929,
Date	Jul 21, 2026
Instrument	202630929

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	875 EMERALD DR, PINGREE GROVE, IL 60140-9114
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087420
Date	Nov 22, 2021
Instrument	2021K087420

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	875 EMERALD DR, PINGREE GROVE, IL 60140-9114
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004477
Date	Jan 24, 2020
Instrument	2020K004477

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2018
Property Address	875 EMERALD DR, PINGREE GROVE, IL 60140-9114
Document Number	0000037713
Instrument Date	Jul 17, 2018
Instrument	37713
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 EMERALD DR PINGREE GROVE IL 601409114, PINGREE GROVE, IL 60140-9114

Mortgage

Document Number	37714
Date	Aug 3, 2018
Instrument	37714

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,416.00 (+3.4%) Homeowner's exemption	$76,127 (+8.43%) Land $15,644 Building $60,483	$228,472 (+8.43%) Land $46,951 Building $181,522
2024	$5,238.00 (+4.93%)	$70,209 (+19.94%) Land $14,428 Building $55,781	$210,711 (+19.98%) Land $43,301 Building $167,410
2022	$4,992.00 (+2.8%) Homeowner's exemption	$58,539 (+6.32%) Land $12,030 Building $46,509	$175,617 (+6.32%) Land $36,090 Building $139,527
2021	$4,856.00 Homeowner's exemption	$55,059 Land $11,315 Building $43,744	$165,177 Land $33,945 Building $131,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet.

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