875 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 875 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Commercial
Details	3,401 sqft · built 1920
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Oct 2025)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`270-94064-0-0000`

Property Details

APN / Parcel Number

Primary APN	`270-94064-0-0000`

Interior

Stories	2 Stories
Building Area	3,401 sqft Gross Area
Attic	Attic
Attic Area	1,056 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	27,443 sqft (0.63 acres)

Exterior Amenities

Porch	Porch
Porch Area	528 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Coal
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	875 E MAIN ST
City	NEW HOLLAND
State	PA
Zip	17557
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-2
Legal Description	875 E MAIN ST
Legal Lot Number	8
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3002
Census Tract	12404

Owner

Source: Lancaster County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15812 KENSINGTON PALACE CT, GAINESVILLE, VA 20155-4893
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
May 3, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 14, 2025	Deed, Transfer · Commercial Mortgage RESTORATION CAPITAL LLC
Feb 25, 2021	Deed, Transfer · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	202540535
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Sep 30, 2026
Property Address	875 E MAIN ST, NEW HOLLAND, PA 17557
Document Number	0000040954
Instrument Date	Sep 29, 2026
Instrument	202640954
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	BANKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15812 KENSINGTON PALACE CT, GAINESVILLE, VA 20155-4893

Mortgage

Document Number	0000040954,
Date	Sep 30, 2026
Instrument	202640954

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	875 E MAIN ST, EPHRATA, PA 17522-2545
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIDGE AVE, EPHRATA, PA 17522-2552

Mortgage

Document Number	0006734220
Date	May 3, 2023
Instrument	6734220

Lender

Name	PEOPLES BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 14, 2025
Property Address	875 E MAIN ST, EPHRATA, PA 17522-2545
Document Number	20250040535
Instrument Date	Oct 1, 2025
Instrument	20250040535
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	UNIVERSAL STLMT SVCS OF PA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 12 KENSINGTON PALACE COURT, GAINESVILLE, VA 20155

Mortgage

Document Number	20250040536
Date	Oct 14, 2025
Instrument	20250040536

Lender

Name	RESTORATION CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	20250040538
Date	Oct 14, 2025
Instrument	20250040538

Lender

Name	MARZEC PROPERTIES LLC
Type	Non-Lending Institution
Address	EPHRATA, PA 17522

Agreement

Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 25, 2021
Property Address	875 E MAIN ST, EPHRATA, PA 17522-2545
Document Number	0006583415
Instrument Date	Feb 16, 2021
Instrument	6583415
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	REALTY SETTLEMENT SERVICES INC, REALTY SETTLEMENT SVC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIDGE AVE, EPHRATA, PA 17522-2552

Mortgage

Document Number	0006583416
Date	Feb 25, 2021
Instrument	6583416

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Ephrata Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,700 (+60.18%) Land $125,400 Building $240,300	$365,700 (+60.18%) Land $125,400 Building $240,300
2025	$5,399.00 (+2.82%)	$228,300 (-) Land $134,500 Building $93,800
2024	$5,251.00	$228,300 Land $134,500 Building $93,800
2018			$228,300 Land $134,500 Building $93,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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