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875 E 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 875 E 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,235 sqft Heated Area
Lot Size15,812 sqft (0.362 acres)
OccupancyOwner Occupied
Last Sale$189,900 (2018)
Tax Bill$2,754.00 (2025)

Property Details

APN / Parcel Number

Primary APN96288
Alternative APNs
  • 062631073500010080
  • 062631515900010080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,235 sqft Heated Area
Gross Area2,012 sqft Gross Area
1st Floor1,235 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,812 sqft (0.362 acres)
Depth X Width230 ft x 87 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area440 sqft Garage

Exterior Amenities

FenceFence
Patio Area170 sqft Patio
PorchOpen Porch
Porch Area337 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number96288
Old Parcel Number062631515900010080
Street Address875 E 10TH ST
CitySAINT CLOUD
StateFL
Zip34769-3921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUGARBELT OAKS PB 7 PG 149 LOT 8 ORD# 2011-34
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionARROWHEAD CNTRY EST
Legal Tract735
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2058
Census Tract43600

Owner

Source: Osceola County records · APN 96288

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address875 E 10TH ST, SAINT CLOUD, FL 34769-3921
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 17, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Apr 27, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleJul 19, 2002 · Amount on Record
Deed Doc Number0053241970
Deed Book / Page5324 / 1970
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address875 E 10TH ST, SAINT CLOUD, FL 34769-3921
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 E 10TH ST, SAINT CLOUD, FL 34769-3921

Mortgage

Document Number0059830121
DateJun 17, 2021
Book Page5983/121
Instrument2021094428
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term326 Months
DueAug 01, 2048

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address875 E 10TH ST, SAINT CLOUD, FL 34769-3921
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057750981
DateAug 17, 2020
Book Page5775/981
Instrument2020107926
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term335 Months
DueJul 01, 2048

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 27, 2018
Property Address875 E 10TH ST, SAINT CLOUD, FL 34769-3921
Document Number0053241970
Book / Page5324 / 1970
Map ReferenceMB7 PG149
Instrument DateApr 27, 2018
Instrument2018067700
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,329.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address875 E 10TH ST, 875, SAINT CLOUD, FL 34769-3921

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 E 10TH ST, SAINT CLOUD, FL 34769-3921

Mortgage

Document Number2018067701
DateApr 27, 2018
Instrument2018067701
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,754.00 (+6.54%) Homeowner's exemption$196,789 (+5.99%)$297,700 (+18.09%) Land $75,000 Building $222,700
2023$2,585.00 (+3.86%) Homeowner's exemption$185,673 (+3%)$252,100 (+24.68%) Land $52,000 Building $200,100
2022$2,489.00 Homeowner's exemption$180,266$202,200 Land $52,000 Building $150,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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