875 del Rio Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 875 del Rio Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,736 sqft · built 1970
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (May 2002)
Tax Bill	$8,228 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-164-03-00`

Property Details

APN / Parcel Number

Primary APN	`256-164-03-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	8,900 sqft (0.204 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	875 DEL RIO AVE
City	ENCINITAS
State	CA
Zip	92024-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK G LOT 3 TR 002118
Legal Subdivision	AVOCADO ACRES
Legal Tract	002118
Legal Block	G
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17603

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	875 DEL RIO AVE, ENCINITAS, CA 92024-2361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2002 · Amount on Record
Deed Sale	May 3, 2002 · Amount on Record
Prior Sale	Jul 17, 1997 · Amount on Record
Deed Document Number	2002378193
Prior Transfer Date	Dec 15, 1994
Prior Transfer Doc	0000340683
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 DEL RIO AVE, ENCINITAS, CA 92024-2361
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 DEL RIO AVE, ENCINITAS, CA 92024-2361

Mortgage

Document Number	0000298941
Date	Jul 21, 2022
Instrument	2022-0298941

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 DEL RIO AVE, ENCINITAS, CA 92024-2361
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 DEL RIO AVE, ENCINITAS, CA 92024-2361

Mortgage

Document Number	0000178964
Date	Apr 25, 2022
Instrument	2022-0178964

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$692,742 (+2%) Land $394,783 Building $297,959
2025	$8,228.00 (+8.22%) Homeowner's exemption	$679,160 (+4.04%) Land $387,043 Building $292,117
2023	$7,603.00 (-0.46%) Homeowner's exemption	$652,789 Land $372,014 Building $280,775
2022	$7,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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