875 Cedar Rdg Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 875 Cedar Rdg Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,282 sqft · built 2005
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Tax Bill	$4,825 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-05-01-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-05-01-0-00003-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,282 sqft Adjusted Area
1st Floor Area	2,649 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	139,392 sqft (3.2 acres)

Exterior Amenities

Pool Area	648 sqft
Pool House	364 sqft
Patio Area	640 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	875 CEDAR RIDGE CV
City	HERNANDO
State	MS
Zip	38632-6556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	OAKDALE ESTATES S-D LOT 3
Legal Range	007
Legal Township	03S
Legal Section	05
Legal Subdivision	OAKDALE ESTATES S-D
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3005
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
May 26, 2023	Intrafamily Transfer, Transfer
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2007
Deed Sale	Jan 9, 2007
Deed Book / Page	548 / 440
Last Transfer Date	May 10, 2023
Transfer Doc	01023/8831
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556

Mortgage

Document Number	5660/75110
Date	Aug 17, 2023
Book Page	5660/75110

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	May 26, 2023
Property Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556
Document Number	01023/8831
Book / Page	1023 / 8831
Map Reference	MB 13 PG 31
Instrument Date	May 10, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4540 WOODGATE LANE, SOUTHAVEN, MS 38672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004318/311
Date	Mar 15, 2017
Book Page	4318/311

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004922/366
Date	Apr 13, 2020
Book Page	4922/366

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 26, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	875 CEDAR RIDGE CV, HERNANDO, MS 38632-6556
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004914/373
Date	Mar 31, 2020
Book Page	4914/373

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,825.00 (+19.31%)	$62,134 (+42.98%) Land $3,000 Building $59,134	$621,343 (+42.98%) Land $30,000 Building $591,343
2023	$4,044.00	$43,455	$434,554 Land $30,000 Building $404,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Rdg Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures