875 Bruce Ridge Rd, Baxter, TN 38544 Property Records

Putnam County property record for 875 Bruce Ridge Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1965
Lot Size	4.53 acres (197,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2023)
Tax Bill	$787 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071057 00300`

Property Details

APN / Parcel Number

Primary APN	`071057 00300`
Alternative APN	`057 00300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	197,327 sqft (4.53 acres)
Terrain	Mountain
Garage Type	Mixed
Garage Area	580 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	154 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	875 BRUCE RIDGE RD
City	BAXTER
State	TN
Zip	38544-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, COUNTY AREA: M01
Legal Subdivision	BENNIE H & JEAN WATTS DIVISION
Legal Lot Number	2
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	1
Census Block	1024
Census Tract	1000

Owner

Source: Putnam County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	875 BRUCE RIDGE RD, BAXTER, TN 38544-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 22, 2023	Warranty Deed, Transfer
Dec 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ONE BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	2023293668
Deed Book / Page	1515 / 610
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	875 BRUCE RIDGE RD, BAXTER, TN 38544-4035
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 BRUCE RIDGE RD, BAXTER, TN 38544-4035

Mortgage

Document Number	0000168847
Date	Mar 31, 2026
Book Page	1688/47
Instrument	322776

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Dec 22, 2023
Property Address	875 BRUCE RIDGE RD, BAXTER, TN 38544-4035
Document Number	0001515608
Book / Page	1515 / 608
Map Reference	CAB L SL 46B
Instrument Date	Dec 21, 2023
Instrument	293667
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$31.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CASTLEVIEW DR, HENDERSONVILLE, TN 37075-4503

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Dec 22, 2023
Property Address	875 BRUCE RIDGE RD, BAXTER, TN 38544-4035
Document Number	0001515610
Book / Page	1515 / 610
Map Reference	CAB L SL 46B
Instrument Date	Dec 21, 2023
Instrument	293668
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 BRUCE RIDGE RD, BAXTER, TN 38544-4035

Mortgage

Document Number	0000293669
Date	Dec 22, 2023
Instrument	293669

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00 (+9.15%)	$29,575 (+10.56%) Land $5,325 Building $24,250
2023		$26,750 (-8.31%) Land $5,325 Building $21,425
2022	$721.00	$29,175 Land $7,750 Building $21,425	$116,700 (-1.35%) Land $31,000 Building $85,700
2021			$118,300 Land $21,300 Building $97,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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