8749 Raps Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8749 Raps Rd, Cook, MN 55723

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 bd · 2.25 ba · 2,304 sqft · built 1945
Lot Size	1.19 acres (51,993 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2012)
Tax Bill	$4,014 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`250-0040-00380`

Property Details

APN / Parcel Number

Primary APN	`250-0040-00380`
Alternative APNs	`1122765` `931135`

Interior

Bedrooms	1 Bed
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Gross Area
1st Floor Area	1,884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Lot Area	51,993 sqft (1.19 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Patio
Porch Area	55 sqft
Deck Area	240 sqft
Storage Building	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	931135
Street Address	8749 RAPS RD
City	COOK
State	MN
Zip	55723-8826
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 032 SERIAL #
Legal Subdivision	DA BI NA WA
Legal Lot Number	32
Jurisdiction	ST LOUIS MN
Township / Civil Division	BEATTY
Census Block Group	2
Census Block	2050
Census Tract	15501

Owner

8749 Raps Rd, a residential property, is owned and occupied by an individual who bought it in April 2012.

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8749 RAPS RD, COOK, MN 55723-8826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit NORTH STAR CU
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH STAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2012 · Amount on File
Deed Sale	Apr 2, 2012 · Amount on File
Deed Document Number	20121183525
Prior Transfer Date	Sep 16, 2011
Prior Transfer Doc	0000074186
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8749 RAPS RD, COOK, MN 55723-8826
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001519750
Date	Oct 7, 2025
Instrument	1519750

Lender

Name	NORTH STAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8749 RAPS RD, COOK, MN 55723-8826
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8749 RAPS RD, COOK, MN 55723-8826

Mortgage

Document Number	0001450760
Date	Aug 26, 2022
Instrument	1450760

Lender

Name	NORTH STAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Beatty Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,014.00 (+13.2%) Homeowner's exemption
2025	$3,546.00 (-7.37%) Homeowner's exemption	$504,900 (+20.19%) Land $162,200 Building $342,700	$504,900 (+20.19%) Land $162,200 Building $342,700
2024	$3,828.00	$420,100 (+70.29%) Land $147,300 Building $272,800	$420,100 (+70.29%) Land $147,300 Building $272,800
2022		$246,700 Land $134,000 Building $112,700	$246,700 Land $134,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8749 Raps Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8749 Raps Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: AT&T.

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