8749 Bainbridge Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 8749 Bainbridge Loop NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,451 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Apr 2019)
Tax Bill	$5 (2026)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Sep 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5293-00-05600`

Property Details

APN / Parcel Number

Primary APN	`5293-00-05600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,451 sqft Finished Area
1st Floor Area	1,451 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	272 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8749 BAINBRIDGE LOOP NE
City	LACEY
State	WA
Zip	98516-6273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 1W QUARTER NE PLAT HAWKS PRAIRIE PH 1 UNIT 1 LT 56 DOCUMENT 3541639 ALTERATION 3631638
Legal Range	01W
Legal Township	19N
Legal Section	35
Legal Quarter	NE
Legal Subdivision	HAWKS PRAIRIE
Legal Phase	1
Legal Lot Number	56
Legal Unit	1
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1000
Census Tract	12225

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 28, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Apr 19, 2019	Warranty Deed, Transfer · Reverse Mortgage SYNERGY ONE LENDING
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	Oct 16, 2017
Deed Document Number	4679251
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273

Mortgage

Document Number	0004939379
Date	Jul 1, 2022
Instrument	4939379

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	942 Months
Due	Jan 6, 2101

Interest

Rate	5.06%
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004786601
Date	Sep 28, 2020
Instrument	4786601

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273
Document Number	0004786602
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8749 BAINBRIDGE LOOP NE LACEY WA 985166273, LACEY, WA 98516-6273

Mortgage

Document Number	0004786602
Date	Sep 28, 2020
Instrument	4786602

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	2.74%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Apr 19, 2019
Property Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273
Document Number	0004679251
Map Reference	DOC 3631638
Instrument Date	Apr 18, 2019
Instrument	4679251
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,141.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273

Mortgage

Document Number	0004679252
Date	Apr 19, 2019
Instrument	4679252

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	May 1, 2020
Index	1-Year LIBOR

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 16, 2017
Property Address	8749 BAINBRIDGE LOOP NE, LACEY, WA 98516-6273
Document Number	0004591823
Instrument Date	Oct 12, 2017
Instrument	4591823
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8749 BAINBRIDGE LOOP NE LACEY WA 985166273, LACEY, WA 98516-6273

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5.00 (-99.57%) Disabled Person's exemption Senior Citizen's exemption
2025		$476,200 (+21.73%) Land $204,200 Building $272,000	$476,200 (+21.73%) Land $204,200 Building $272,000
2023	$1,167.00 Disabled Person's exemption Senior Citizen's exemption
2022		$391,200 Land $93,500 Building $297,700	$391,200 Land $93,500 Building $297,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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