St. Louis County property record for 8747 Lambert Rd, Cotton, MN 55724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1984 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (May 2020) |
| Tax Bill | $1,492 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-0020-04145 |
| Primary APN | 305-0020-04145 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Gross Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 576 sqft |
| Deck Area | 32 sqft |
|---|---|
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1126206 |
|---|---|
| Street Address | 8747 LAMBERT RD |
| City | COTTON |
| State | MN |
| Zip | 55724-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | E 330 FT OF E 1300 FT OF SE1/4 OF SE1/4LYING S OF LAKE KAUPPI RD SERIAL # |
| Legal Range | 17W |
| Legal Township | 54N |
| Legal Section | 23 |
| Legal Subdivision | COTTON TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COTTON |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 11402 |
8747 Lambert Rd is owned by an individual who bought it in May 2020.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 298, COTTON, MN 55724-0298 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on File |
| Deed Sale | May 1, 2020 · Amount on File |
| Deed Document Number | 20201022974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 1, 2020 |
| Property Address | 8747 LAMBERT RD, COTTON, MN 55724-8008 |
| Document Number | 00T1022974 |
| Instrument Date | Mar 25, 2020 |
| Instrument | T1022974 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8747 LAMBERT RD COTTON MN 557248008, COTTON, MN 55724-8008 |
| Document Number | T1022975 |
|---|---|
| Date | May 1, 2020 |
| Instrument | T1022975 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2050 |
The 2026 property tax bill for 8747 Lambert Rd was $1,492, up 7.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cotton Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,492.00 (+7.18%) | ||
| 2025 | $1,392.00 (+0.43%) | $141,400 (+3.74%) Land $39,600 Building $101,800 | $141,400 (+3.74%) Land $39,600 Building $101,800 |
| 2024 | $1,386.00 | $136,300 Land $38,700 Building $97,600 | $136,300 Land $38,700 Building $97,600 |
| 2022 | $141,000 Land $29,600 Building $111,400 | $141,000 Land $29,600 Building $111,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8747 Lambert Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8747 Lambert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Arvig DSL | 10 / 1 |
May also be available: AT&T, T-Mobile, Verizon.
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