8747 Cooksey Rd, La Plata, MD 20646 Property Records

Charles County property record for 8747 Cooksey Rd, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,555 sqft · built 1996
Lot Size	3.11 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Oct 1995)
Tax Bill	$13,060 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-022777`

Property Details

APN / Parcel Number

Primary APN	`04-022777`
Alternative APNs	`4022777` `022777`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,555 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	1,635 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	135,907 sqft
Garage Type	Attached
Garage Area	887 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022777
Street Address	8747 COOKSEY RD
City	LA PLATA
State	MD
Zip	20646-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 62 SEC 1 PLAT 1 BRIDGELEIGH FARMS
Legal Subdivision	BRIDGELEIGH FARMS
Legal Block	2
Legal Lot Number	62
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2015
Census Tract	851301

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8747 COOKSEY RD, LA PLATA, MD 20646-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 1995 · Amount on Record
Deed Sale	Oct 20, 1995 · Amount on Record
Deed Book / Page	2148 / 244
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8747 COOKSEY RD, LA PLATA, MD 20646-5400
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8747 COOKSEY RD, LA PLATA, MD 20646-5400

Mortgage

Document Number	0138510497
Date	Nov 5, 2025
Book Page	13851/497

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8747 COOKSEY RD, LA PLATA, MD 20646-5400
Document Number	0097980436
Book / Page	009798 / 000436
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8747 COOKSEY RD LA PLATA MD 206465400, LA PLATA, MD 20646-5400

Mortgage

Document Number	0097980436
Date	Apr 19, 2017
Book Page	009798/000436

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 18, 2022

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,100 (+17.2%) Land $150,600 Building $304,500	$455,100 (+17.2%) Land $150,600 Building $304,500
2025	$13,060.00 (+137.37%)
2023	$5,502.00 Homeowner's exemption	$388,300 Land $140,600 Building $247,700	$388,300 Land $140,600 Building $247,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

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