8745 E Mill Creek Rd, Troy, IL 62294 Property Records

Madison County property record for 8745 E Mill Creek Rd, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,634 sqft · built 1991
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$226,000 (Jan 2007)
Tax Bill$6,368 (2025)
Deeds & MortgagesJul 2017 Line of Credit
APN09-1-22-27-00-000-006-005

Property Details

APN / Parcel Number

Primary APN09-1-22-27-00-000-006-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Pool Area819 sqft
Patio Area752 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8745 E MILL CREEK RD
CityTROY
StateIL
Zip62294-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE NE
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group2
Census Block2015
Census Tract403532

Owner

8745 E Mill Creek Rd is owned and occupied by an individual who bought it in January 2007.

Source: Madison County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address8745 E MILL CREEK RD, TROY, IL 62294-2707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2007 · Amount on File
Deed SaleJan 18, 2007 · Amount on File
Deed Document Number20073216
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8745 E MILL CREEK RD, TROY, IL 62294-2707
Document Number0000023423
Instrument DateJul 5, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8745 E MILL CREEK RD TROY IL 622942707, TROY, IL 62294-2707

Mortgage

Document Number0000023423
DateJul 17, 2017
Instrument23423
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueJul 16, 2024
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 8745 E Mill Creek Rd was $6,368 with a homeowner's exemption.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,368.00$123,800 Land $10,750 Building $113,050$371,400 Land $32,250 Building $339,150
2024$6,368.00
2022$6,060.00$96,510 Land $8,380 Building $88,130$289,820 Land $25,165 Building $264,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8745 E Mill Creek Rd; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8745 E Mill Creek Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Nearby Properties on E Mill Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number