8745 Central Pl, Freeland, MI 48623 Property Records

Saginaw County property record for 8745 Central Pl, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,412 sqft · built 1985
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$182,389 (Jun 2018)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jul 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-18-1004-001`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-18-1004-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,412 sqft Living Area
1st Floor Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	138 ft deep x 222 ft wide
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8745 CENTRAL PL
City	FREELAND
State	MI
Zip	48623-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT A PT 1179.95 FT N OF E & W 1/4 LINE & 31.64 FT N 89DEG 31MIN 07 SECONDS W ON N LINE OF PALATIAL DRIVE IF EXTENDED TH
Legal Range	03E
Legal Township	13N
Legal Section	18
Legal Subdivision	TITTABAWASSEE TOWNSHIP
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1028
Census Tract	10102

Owner

8745 Central Pl is owned and occupied by two individuals who bought it in June 2018.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8745 CENTRAL PL, FREELAND, MI 48623-9519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Grant Deed, Transfer · Conventional Mortgage TEAM ONE CU
Jul 30, 2018	Warranty Deed, Foreclosure SERVICELINK
Jun 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Prior Sale	Sep 6, 2013 · Amount on File
Deed Document Number	201817217
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	May 15, 2019
Property Address	8745 CENTRAL PL, FREELAND, MI 48623-9519
Document Number	0000013606
Instrument Date	May 1, 2019
Instrument	13606
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7275 THORNAPPLE LN SAGINAW MI 486094259, SAGINAW, MI 48609-4259

Mortgage

Document Number	13607
Date	May 15, 2019
Instrument	13607

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

July 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 30, 2018
Property Address	8745 CENTRAL PL, FREELAND, MI 48623-9519
Document Number	0000020435
Instrument Date	Jul 25, 2018
Instrument	20435
Transaction Type	Foreclosure
Record Updated	Aug 17, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 15, 2018
Property Address	8745 CENTRAL PL, FREELAND, MI 48623-9519
Document Number	0000017217
Instrument Date	Jun 8, 2018
Instrument	17217
Transaction Type	Foreclosure
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$182.39
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

The 2025 property tax bill for 8745 Central Pl was $5,289 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,600	$353,200
2025	$5,289.00 Homeowner's exemption
2023		$135,900	$271,800
2022	$4,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8745 Central Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8745 Central Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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