8744 Pepper Ave, Rome, NY 13440 Property Records

Oneida County and Lee Town property record for 8744 Pepper Ave, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Lot Size	0.358 acres (15,625 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2020)
Tax Bill	$4,095 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304200 188.002-2-12`

Property Details

APN / Parcel Number

Primary APN	`304200 188.002-2-12`
Alternative APNs	`420018800200020120000000` `008975`

Exterior

Lot Area	15,625 sqft (0.358 acres)
Lot Dimensions	125 ft deep x 125 ft wide

Location & Zoning

Account Number	008975
Street Address	8744 PEPPER AVE
City	ROME
State	NY
Zip	13440-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER AVE 125X125 N 10630 E 10650 S 8970 W RD
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	ONEIDA NY
Township / Civil Division	LEE
Census Block Group	2
Census Block	2004
Census Tract	24301

Owner

Source: Oneida County and Lee Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8744 PEPPER AVE, ROME, NY 13440-7434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICU CU
Sep 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROME TEACHER FCU
May 22, 2020	Grant Deed, Transfer · Conventional with PMI HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Jul 17, 1998 · Amount on Record
Deed Document Number	20206177
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	8744 PEPPER AVE, ROME, NY 13440-7434
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014291
Date	Nov 16, 2023
Instrument	2023-014291

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	8744 PEPPER AVE, ROME, NY 13440-7434
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014601
Date	Sep 13, 2022
Instrument	2022-014601

Lender

Name	ROME TEACHER FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	May 22, 2020
Property Address	8744 PEPPER AVE, ROME, NY 13440-7434
Document Number	0000006177
Instrument Date	Apr 17, 2020
Instrument	6177
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1511 CRAIG ST ROME NY 134402305, ROME, NY 13440-2305

Mortgage

Document Number	6178
Date	May 22, 2020
Instrument	6178

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: Oneida County and Lee Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Lee Town
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,095.00 (+328.35%)
2025	$956.00 (+1.59%)	$4,100 (-) Land $550 Building $3,550	$209,184 (+14.29%) Land $28,061 Building $181,123
2023		$4,100 (-) Land $550 Building $3,550	$183,036 (+7.14%) Land $24,554 Building $158,482
2022	$941.00	$4,100 Land $550 Building $3,550	$170,833 Land $22,917 Building $147,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE WATER DISTRICT serves 3,150 people · EPA ID NY3202394
Water Source	Purchased surface water from ROME CITY
Last State Inspection	Oct 2022
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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