8742 Polished Pebble Way, Laurel, MD 20723 Property Records

Howard County property record for 8742 Polished Pebble Way, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	3.5 ba · 3,996 sqft · built 2010
Lot Size	0.102 acres (4,449 sqft)
Owner	2 Individual Names on File
Last Sale	$511,000 (Nov 2012)
Tax Bill	$10,659 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-578500`

Property Details

APN / Parcel Number

Primary APN	`06-578500`
Alternative APN	`578500`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,996 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,449 sqft (0.102 acres)
Garage Type	Basement
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	578500
Street Address	8742 POLISHED PEBBLE WAY
City	LAUREL
State	MD
Zip	20723-5909
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RED
Legal Description	LOT B57 4449 SQ 8742 POLISHED PEBBLE WAY STONE LAKE RSB B1 - B39
Legal Subdivision	STONE LAKE
Legal Lot Number	B 57
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3013
Census Tract	606905

Owner

8742 Polished Pebble Way, a townhouse, is owned and occupied by two individuals who bought it in November 2012.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8742 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2012 · Amount on File
Deed Sale	Nov 20, 2012 · Amount on File
Deed Book / Page	14463 / 388
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8742 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909

Mortgage

Document Number	0198420140
Date	Oct 21, 2020
Book Page	19842/140

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8742 Polished Pebble Way was $10,659 with a homeowner's exemption, down 6.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,659.00 (-6.54%) Homeowner's exemption	$886,300 (+2.47%)	$929,100 (+7.42%) Land $200,000 Building $729,100
2025	$11,405.00 Homeowner's exemption	$864,900 Land $200,000 Building $664,900	$864,900 Land $200,000 Building $664,900
2023		$717,367	$864,900 Land $200,000 Building $664,900
2022	$7,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8742 Polished Pebble Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8742 Polished Pebble Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20