8741 Conch Shell Ct, Panama City Beach, FL 32413 Property Records

Bay County property record for 8741 Conch Shell Ct, Panama City Beach, FL 32413 · Last verified February 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,368 sqft · built 2022
Lot Size	0.085 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$314,100 (Jul 2022)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`32503-200-178`

Property Details

APN / Parcel Number

Primary APN	`32503-200-178`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Heated Area
Gross Area	2,033 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	3,746 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8741 CONCH SHELL CT
City	PANAMA CITY BEACH
State	FL
Zip	32413-9484
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LATITUDE AT WATERSOUND AREA 1 PHASE 2 LOT 89 ORB 4588 P 1658
Legal Subdivision	LATITUDE AT WATERSOUND AREA 1
Legal Phase	2
Legal Lot Number	89
Jurisdiction	BAY FL
Township / Civil Division	SOUTHPORT
Census Block Group	3
Census Block	3140
Census Tract	201

Owner

Source: Bay County records · APN 32503-200-178

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	278 YORK ST, TRUSSVILLE, AL 35173-3224
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	2022053020
Deed Book / Page	4588 / 1658
Record Updated	Jun 08, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 18, 2022
Property Address	8741 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9484
Document Number	0045881658
Book / Page	4588 / 1658
Map Reference	MB 28 PG 8-18
Instrument Date	Jul 15, 2022
Instrument	2022053020
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	WATERSOUND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,198.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 YORK ST, TRUSSVILLE, AL 35173-3224

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00 (+5.53%)	$289,989 (+8.06%) Land $49,343 Building $240,646	$289,989 (+8.06%) Land $49,343 Building $240,646
2023	$3,400.00 (+1,293.44%)	$268,369 (+1,165.12%) Land $30,231 Building $238,138	$268,369 (+1,165.12%) Land $30,231 Building $238,138
2022	$244.00	$21,213 Land $21,213	$21,213 Land $21,213

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050002013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 722 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	722 in force 631 of 722 on primary residences
Nearby Flood Claims	3 (2018–2021)
Most Recent Claim	Oct 2021, rainfall accumulation

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 362 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.