8740 Wise Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 8740 Wise Rd, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,693 sqft · built 1968
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2024)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-304-016`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-304-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,693 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2020
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	26,572 sqft (0.61 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8740 WISE RD
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 1 PART OF NW 1/4 OF SW 1/4 BEG AT PT DIST N 86-51-30 E 689.55 FT & N 86-05-30 E 50.52 FT & N 82-04-30 E 347.08 FT FROM SW COR THEREOF, TH N 04-09-50 W 286.31 FT, TH S 89-24-30 E 98.67 FT, TH S 00-19-00 W 89 FT, TH S 04-09-50 E TO CEN LI
Legal Range	08E
Legal Township	02N
Legal Section	01
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4000
Census Tract	134000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 FERNBARRY DR, WATERFORD, MI 48328-3111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Jan 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Warranty Deed, Transfer TITLE EXPRESS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	2024105513
Deed Book / Page	59655 / 158
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	0000016335
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 11, 2022
Property Address	8740 WISE RD, COMMERCE TOWNSHIP, MI 48382-3313
Document Number	0000428849
Book / Page	58030 / 584
Instrument Date	Aug 4, 2022
Instrument	428849
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8740 WISE RD, 8740, COMMERCE TOWNSHIP, MI 48382-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8740 WISE RD, COMMERCE TOWNSHIP, MI 48382-3313

Mortgage

Document Number	0000433054
Date	Aug 19, 2022
Book Page	58053/291
Instrument	433054

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8740 WISE RD, COMMERCE TOWNSHIP, MI 48382-3313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121454
Date	Jul 30, 2019
Book Page	53079/00244
Instrument	121454

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 22, 2020
Property Address	8740 WISE RD, COMMERCE TOWNSHIP, MI 48382-3313
Document Number	0000016335
Book / Page	053745 / 000859
Instrument Date	Dec 19, 2019
Instrument	16335
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8740 WISE RD COMMERCE TOWNSHIP MI 483823313, COMMERCE TOWNSHIP, MI 48382-3313

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 24, 2019
Property Address	8740 WISE RD, COMMERCE TOWNSHIP, MI 48382-3313
Document Number	0000156067
Book / Page	53285 / 00526
Instrument Date	Jul 23, 2019
Instrument	156067
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE EXPRESS LLC

Transaction

Amount	Amount Recorded
Tax	$2,287.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8740 WISE RD, 8740, COMMERCE TOWNSHIP, MI 48382-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8740 WISE RD, COMMERCE TOWNSHIP, MI 48382-3313

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,223.00 (-23.7%) Homeowner's exemption	$165,890 (+31.07%)	$331,780 (+31.07%)
2024	$4,224.00 (+15.03%)
2023		$126,570	$253,140
2021	$3,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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