8740 Ira Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 8740 Ira Rd, Ira, MI 48023 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,398 sqft · built 1970
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-23-015-4012-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-015-4012-000`

Interior

Full Baths	1 Bath
Building Area	2,398 sqft Living Area
1st Floor Area	1,523 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	321 ft deep x 126 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8740 IRA RD
City	IRA
State	MI
Zip	48023-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG S 53D 46M W 323.30' FROM INT OF E LINE OF W 1/2 OF E 1/2 OF SEC 15 & C.L. IRA RD, TH S 53D 46M W 126', TH N 36D 14M W 354', TH N 53D 46M E 126', TH S 36D 14M E 354' TO BEG. FRAC SEC 15 T3N R15E 1.03 A
Legal Range	15E
Legal Township	03N
Legal Section	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	3
Census Block	3004
Census Tract	650100

Owner

Source: St. Clair County records · APN 74-23-015-4012-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8740 IRA RD, IRA, MI 48023-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 14, 2015
Transfer Doc	004624/445
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8740 IRA RD, IRA, MI 48023-2422
Transaction Type	Mortgage
Record Updated	Oct 07, 2025
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8740 IRA RD, IRA, MI 48023-2422

Mortgage

Document Number	0005507396
Date	Apr 05, 2022
Book Page	5507/396
Instrument	2022008910

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (-34.19%) Homeowner's exemption	$180,900 (+20.76%)
2024	$3,185.00 (+9.26%)		$361,800 (+20.76%)
2023		$149,800
2022	$2,915.00		$299,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	5 (1982–1987)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 1987, tidal / storm surge

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.