Virginia Beach City property record for 874 Reading Rd, Virginia Beach, VA 23451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,762 sqft · built 1994 |
| Lot Size | 0.235 acres (10,221 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $603,000 (Jun 2023) |
| Tax Bill | $5,628 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2021 Mortgage + 3 more |
| APN | 2415-87-0711 |
| Primary APN | 2415-87-0711 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,762 sqft Living Area |
| Gross Area | 3,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,221 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 2415-87-0711 |
|---|---|
| Street Address | 874 READING RD |
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23451-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | OF PARK PLACE SEC 2 LOT 94 10,171 S F BY PLAT |
| Legal Subdivision | PARK PLACE |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 45428 |
874 Reading Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Virginia Beach City records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 874 READING RD, VIRGINIA BEACH, VA 23451-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Oct 28, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 24, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 23, 2018 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Prior Sale | Jan 23, 2018 · Amount on File |
| Deed Document Number | 202319246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Jun 2, 2023 |
| Property Address | 874 READING RD, VIRGINIA BEACH, VA 23451-4817 |
| Document Number | 0000009246 |
| Map Reference | MB 228 PG 87-90 |
| Instrument Date | May 25, 2023 |
| Instrument | 202303019246 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 874 READING RD, VIRGINIA BEACH, VA 23451-4817 |
| Document Number | 0000009247 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 202303019247 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 874 READING RD, VIRGINIA BEACH, VA 23451-4817 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005322 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 202103085322 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 874 READING RD, VIRGINIA BEACH, VA 23451-4817 |
| Document Number | 0000301680 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 874 READING RD VIRGINIA BEACH VA 234514817, VIRGINIA BEACH, VA 23451-4817 |
| Document Number | 0000301680 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 301680 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 2, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 874 READING RD, VIRGINIA BEACH, VA 23451-4817 |
| Document Number | 0000074790 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 874 READING RD VIRGINIA BEACH VA 234514817, VIRGINIA BEACH, VA 23451-4817 |
| Document Number | 0000074790 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 74790 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Jan 23, 2018 |
| Property Address | 874 READING RD, VIRGINIA BEACH, VA 23451-4817 |
| Document Number | 0000060860 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 60860 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2276 FENTON PKWY #206 SAN DIEGO CA 921084752, 206, SAN DIEGO, CA 92108-4752 |
| Document Number | 60870 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 60870 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 874 Reading Rd was $5,628, up 2.1% from the year before.
Source: Virginia Beach City assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,628.00 (+2.14%) | $580,300 Land $250,000 Building $330,300 | $580,300 Land $250,000 Building $330,300 |
| 2024 | $5,510.00 (+15.3%) | ||
| 2023 | $4,779.00 | $482,800 Land $140,000 Building $342,800 | $482,800 Land $140,000 Building $342,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 874 Reading Rd; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Aug 1998 · Hurricane Bonnie |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 874 Reading Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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