874 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 874 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 1976
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Dec 2020)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-41-001-013-0012.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-013-0012.0-2-0000`
Alternative APNs	`29-37-41-001-013-00120-2` `7038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,560 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	190 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7038
Street Address	874 NW 12TH TER
City	STUART
State	FL
Zip	34994-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 12 BLK 13A (LESS E 25)
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	13A
Legal Lot Number	12
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4002
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	874 NW 12TH TER, STUART, FL 34994-9602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	20202857372
Deed Book / Page	3183 / 2058
Transfer Doc	1180000257
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	874 NW 12TH TER, STUART, FL 34994-9602
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 NW 12TH TER, STUART, FL 34994-9602

Mortgage

Document Number	0033351525
Date	Sep 12, 2022
Book Page	3335/1525
Instrument	2980165

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	STUART, FL 34996

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 22, 2020
Property Address	874 NW 12TH TER, STUART, FL 34994-9602
Document Number	0031832058
Book / Page	3183 / 2058
Map Reference	MB 3 PG 41
Instrument Date	Dec 15, 2020
Instrument	2857372
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ARROW TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 ROCKINGHAM RD, 405, SENECA, SC 29672-7569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 NW 12TH TER, STUART, FL 34994-9602

Mortgage

Document Number	0031832059
Date	Dec 22, 2020
Instrument	3183/2059

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 5, 2018
Property Address	874 NW 12TH TER, STUART, FL 34994-9602
Document Number	0030192973
Book / Page	003019 / 002973
Instrument Date	Sep 13, 2018
Instrument	2719138
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	SIGNATURE TITLE FL PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	874 NW 12TH TER STUART FL 349949602, STUART, FL 34994-9602

Mortgage

Document Number	30192975
Date	Oct 5, 2018
Book Page	003019/002975
Instrument	2719139

Lender

Name	FIDELITY LNDG
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,028.00 (-0.3%) Homeowner's exemption	$227,958 (+5.99%)	$322,590 (+10.58%) Land $165,000 Building $157,590
2024	$4,040.00 (+2.07%)
2023	$3,958.00 (+3.26%) Additional exemption filed	$215,082 (+3%)	$291,720 (+20.93%) Land $150,000 Building $141,720
2022	$3,833.00 Homeowner's exemption	$208,818	$241,240 Land $130,000 Building $111,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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