Cook County property record for 874 Happ Rd, Northfield, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,444 sqft · built 2025 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jan 2025) |
| Tax Bill | $3,787 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13-303-072 |
| Primary APN | 04-13-303-072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,444 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 17,119 sqft (0.393 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 874 HAPP RD |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOBAN SUBDIVISION |
| Jurisdiction | COOK IL |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 801800 |
874 Happ Rd is owned and occupied by two individuals who bought it in January 2025.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 874 HAPP RD, NORTHFIELD, IL 60093-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 14, 2025 | Warranty Deed, Construction Loan · Construction Mortgage WINTRUST MORTGAGE |
| Aug 13, 2021 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on File |
| Deed Sale | Jan 14, 2025 · Amount on File |
| Prior Sale | Aug 13, 2021 · Amount on File |
| Deed Document Number | 202530085 |
| Prior Transfer Date | Jun 15, 1998 |
| Prior Transfer Doc | 0000000366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 874 HAPP RD, NORTHFIELD, IL 60093-1005 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 874 HAPP RD, NORTHFIELD, IL 60093-1005 |
| Document Number | 0004408003 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2604408003 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 14, 2025 |
| Property Address | 874 HAPP RD, NORTHFIELD, IL 60093-1005 |
| Document Number | 0001430085 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 2501430085 |
| Transaction Type | Construction Loan |
| Record Updated | May 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 874 HAPP RD, NORTHFIELD, IL 60093-1005 |
| Document Number | 0001430086 |
|---|---|
| Date | Jan 14, 2025 |
| Instrument | 2501430086 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 379 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 13, 2021 |
| Property Address | 874 HAPP RD, NORTHFIELD, IL 60093-1005 |
| Document Number | 0022504256 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2122504256 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 S LA SALLE ST # ST2750, ST2750, CHICAGO, IL 60603-1002 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2129 TERRACE CT, GLENCORE, IL 60125 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Northfield Township |
| Municipality | Northfield Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Sunset Ridge School District 29 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,382 Land $20,543 Building $44,839 | $653,820 Land $205,430 Building $448,390 | |
| 2023 | $3,787.00 (+5.46%) | ||
| 2022 | $3,591.00 (-15.59%) | $17,546 (-) Land $17,546 | $175,460 (-) Land $175,460 |
| 2021 | $4,254.00 | $17,546 Land $17,546 | $175,460 Land $175,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 874 Happ Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 40 (1979–2013) |
| Claims Outside the SFHA | 5 of 40 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 874 Happ Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD serves 5,751 people · EPA ID IL0312100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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