874 Gray Mountain Dr, Lyons, CO 80540 Property Records

Larimer County property record for 874 Gray Mountain Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,582 sqft · built 1996
Lot Size	27.2 acres (1,186,574 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Jun 2021)
Tax Bill	$6,453 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14134-05-019`

Property Details

APN / Parcel Number

Primary APN	`14134-05-019`
Alternative APN	`R0592200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Basement Area	869 sqft
Finished Basement	748 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,186,574 sqft (27.2 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Patio Area	540 sqft
Balcony	Balcony
Balcony Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0592200
Old Parcel Number	1413405019
Street Address	874 GRAY MOUNTAIN DR
City	LYONS
State	CO
Zip	80540-8429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19, X BAR SEVEN 1ST ADD
Legal Range	71
Legal Township	04
Legal Section	13
Legal Quarter	SE
Legal Subdivision	X-BAR SEVEN ADD
Legal Block	5
Legal Lot Number	19
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1064
Census Tract	1905

Owner

Source: Larimer County records · APN 14134-05-019

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	874 GRAY MOUNTAIN DR, LYONS, CO 80540-8429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2017	Warranty Deed, Transfer · VA Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	20210058087
Record Updated	Jun 08, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 14, 2021
Property Address	874 GRAY MOUNTAIN DR, LYONS, CO 80540-8429
Document Number	0000058087
Instrument Date	Jun 10, 2021
Instrument	20210058087
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	874 GRAY MOUNTAIN DR, LYONS, CO 80540-8429

Mortgage

Document Number	0000058088
Date	Jun 14, 2021
Instrument	20210058088

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 15, 2017
Property Address	874 GRAY MOUNTAIN DR, LYONS, CO 80540-8429
Document Number	0000031514
Instrument Date	May 10, 2017
Instrument	20170031514
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 GRAY MOUNTAIN DR, LYONS, CO 80540-8429

Mortgage

Document Number	0000031515
Date	May 15, 2017
Instrument	20170031515

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,453.00 (-9.47%)	$48,925 (-24.52%) Land $18,625 Building $30,300	$782,800 (-19.08%) Land $298,000 Building $484,800
2023	$7,128.00 (+37.95%)	$64,816 (+46.91%) Land $18,023 Building $46,793	$967,400 (+52.39%) Land $269,000 Building $698,400
2022	$5,167.00	$44,119 Land $14,943 Building $29,176	$634,800 Land $215,000 Building $419,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690019051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 98.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Xbar7 Communications Fixed Wireless	200 / 200
JAB Wireless Fixed Wireless	25 / 5

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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