Monroe County property record for 874 Fairfield Ave, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1961 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-023-100-00 |
| Primary APN | 02-023-100-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 874 FAIRFIELD AVE |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | SEC 23 T8S R7E 0.321 ACRES COM 1167 FT E FR SW COR OF RAYMOND PLACE TH E 80 FT TH S 175 FT TH W 80 FT TH N 175 FT TO POB |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | RAYMOND PLACE |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 833500 |
874 Fairfield Ave is owned and occupied by two individuals.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 874 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 15, 2019 | Deed of Trust, Mortgage · Line of Credit MORTGAGEE DIRECTIONS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 874 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 874 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205 |
| Document Number | 0000001486 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024R01486 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 23, 2049 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 874 FAIRFIELD AVE, TEMPERANCE, MI 48182-9205 |
| Document Number | 0000006777 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 874 FAIRFIELD AVE TEMPERANCE MI 481829205, TEMPERANCE, MI 48182-9205 |
| Document Number | 0000006777 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 6777 |
| Name | MORTGAGEE DIRECTIONS CU |
|---|---|
| Address | 5121 WHITEFORD RD, SYLVANIA, OH 43560-2987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 24, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 874 Fairfield Ave was $1,656 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,900 Land $103,900 | $207,800 Land $207,800 | |
| 2025 | $1,656.00 Homeowner's exemption | ||
| 2023 | $1,466.00 Homeowner's exemption | $69,000 | $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 874 Fairfield Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1987–2017) |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 874 Fairfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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