Merced County property record for 874 el Monte Ct, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,096 sqft · built 1996 |
| Lot Size | 0.141 acres (6,134 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Apr 2008) |
| Tax Bill | $2,122 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-503-013-000 |
| Primary APN | 082-503-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| Gross Area | 1,537 sqft |
| 1st Floor Area | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,134 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 38 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 082-503-013 |
|---|---|
| Street Address | 874 EL MONTE CT |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ST FRAN EST 2-2 LOT 227 |
| Legal Subdivision | ST FRAN ESTATE |
| Legal Lot Number | 227 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 2304 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 874 EL MONTE CT, LOS BANOS, CA 93635-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2008 · Amount on Record |
| Deed Sale | Apr 1, 2008 · Amount on Record |
| Prior Sale | Jul 17, 2007 · Amount on Record |
| Deed Document Number | 200817368 |
| Prior Transfer Date | Feb 11, 2005 |
| Prior Transfer Doc | 0000011885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 874 EL MONTE CT, LOS BANOS, CA 93635-2814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 874 EL MONTE CT, LOS BANOS, CA 93635-2814 |
| Document Number | 0000014811 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021014811 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $194,120 (+2%) Land $100,476 Building $93,644 | |
| 2025 | $2,122.00 (+4.43%) Homeowner's exemption | $190,314 (+4.04%) Land $98,506 Building $91,808 |
| 2023 | $2,032.00 (+1.5%) Homeowner's exemption | $182,926 Land $94,682 Building $88,244 |
| 2022 | $2,002.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures