Morgan County property record for 874 Cold Run Valley Rd, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1980 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $569 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-8-0010.0001 |
| Primary APN | 02-8-0010.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 2,928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 56,628 sqft (1.3 acres) |
| Terrain | Rolling |
| Patio Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 874 COLD RUN VALLEY RD |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-4654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIR JOHNS VALLEY 1.30 AC |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970800 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 874 COLD RUN VALLEY RD, BERKELEY SPRINGS, WV 25411-4654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569.00 (-22.69%) | $77,400 (+4.45%) Land $23,160 Building $54,240 | $129,000 (+4.45%) Land $38,600 Building $90,400 |
| 2025 | $736.00 (+10.01%) | $74,100 (+10.76%) Land $23,160 Building $50,940 | $123,500 (+10.76%) Land $38,600 Building $84,900 |
| 2023 | $669.00 (+0.75%) | $66,900 (+0.72%) Land $21,240 Building $45,660 | $111,500 (+0.72%) Land $35,400 Building $76,100 |
| 2022 | $664.00 | $66,420 Land $21,240 Building $45,180 | $110,700 Land $35,400 Building $75,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 32 (1985–2018) |
| Claims Outside the SFHA | 5 of 32 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
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