874 Castlebay, Cincinnati, OH 45245 Property Records

Clermont County property record for 874 Castlebay, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,851 sqft · built 1994
Lot Size	0.569 acres (24,786 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2021)
Tax Bill	$6,211 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13G-166`

Property Details

APN / Parcel Number

Primary APN	`28-28-13G-166`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,851 sqft Living Area
1st Floor Area	711 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	24,786 sqft (0.569 acres)
View / Lot	Cul-de-sac
Garage Area	293 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	874 CASTLEBAY
City	CINCINNATI
State	OH
Zip	45245-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASTLEBAY AT ROYAL OAK; LOT 17
Legal Subdivision	CASTLEBAY AT ROYAL OAK
Legal Lot Number	17
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	874 CASTLEBAY, CINCINNATI, OH 45245-4906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Aug 26, 2021	Warranty Deed, Transfer MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC
Mar 4, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	202127843
Deed Book / Page	2892 / 3359
Prior Transfer Date	May 27, 2011
Prior Transfer Doc	0000012655
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	874 CASTLEBAY, CINCINNATI, OH 45245-4906
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 CASTLEBAY, CINCINNATI, OH 45245-4906

Mortgage

Document Number	0000017548
Date	Jul 5, 2022
Book Page	2923/3607
Instrument	202200017548

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CINCINNATI, OH 45255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Aug 26, 2021
Property Address	874 CASTLEBAY, CINCINNATI, OH 45245-4906
Document Number	0000027843
Book / Page	2892 / 3359
Map Reference	CAB 5 PG 114-116
Instrument Date	Aug 25, 2021
Instrument	202100027843
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	874 CASTLEBAY, CINCINNATI, OH 45245-4906

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 4, 2019
Property Address	874 CASTLEBAY, CINCINNATI, OH 45245-4906
Document Number	0000004048
Book / Page	002802 / 005108
Instrument Date	Feb 28, 2019
Instrument	4048
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 CASTLEBAY CINCINNATI OH 452454906, CINCINNATI, OH 45245-4906

Mortgage

Document Number	4049
Date	Mar 4, 2019
Book Page	002802/005110
Instrument	4049

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,211.00 (-44.34%)	$115,510 (-) Land $20,970 Building $94,540
2024			$330,000 (-) Land $59,900 Building $270,100
2023	$11,159.00 (+96.12%) Homeowner's exemption	$115,510 (+19.44%) Land $20,970 Building $94,540	$330,000 (+19.44%) Land $59,900 Building $270,100
2022	$5,690.00 Homeowner's exemption	$96,710 Land $16,800 Building $79,910
2020			$276,300 Land $48,000 Building $228,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Castlebay

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures