87397 Roses Bluff Rd, Yulee, FL 32097 Property Records

Nassau County property record for 87397 Roses Bluff Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,440 sqft · built 2014
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Dec 2022)
Tax Bill	$6,118 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-3N-27-0000-0001-0240`

Property Details

APN / Parcel Number

Primary APN	`39-3N-27-0000-0001-0240`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
1st Floor Area	3,142 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2014
Exterior Material	Metal
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	306 ft deep x 427 ft wide
Garage Area	549 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	414 sqft
Patio Area	49 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	87397 ROSES BLUFF RD
City	YULEE
State	FL
Zip	32097-7342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF E WATERMAN GRANT SEC 39-3N-27E IN OR 2547/677 {R278111}
Legal Range	27E
Legal Township	03N
Legal Section	39
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2037
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 13, 2022	Warranty Deed, Transfer UNKNOWN, NASSAU BLUE OCEAN TITLE LLC
Mar 16, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	Mar 16, 2022
Deed Document Number	202245040789
Deed Book / Page	2607 / 1856
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342

Mortgage

Document Number	0025831251
Date	Aug 11, 2022
Book Page	2583/1251
Instrument	202245028062

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 13, 2022
Property Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342
Document Number	0026071856
Book / Page	2607 / 1856
Instrument Date	Dec 6, 2022
Instrument	202245040789
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, NASSAU BLUE OCEAN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15234, FERNANDINA BEACH, FL 32035-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Mar 16, 2022
Property Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342
Document Number	0025470677
Book / Page	2547 / 677
Instrument Date	Mar 14, 2022
Instrument	202245009733
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 1, 2019
Property Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342
Document Number	0022941750
Book / Page	2294 / 1750
Instrument Date	Jul 31, 2019
Instrument	201945024945
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87397 ROSES BLUFF RD, 87397, YULEE, FL 32097-7342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87397 ROSES BLUFF RD, YULEE, FL 32097-7342

Mortgage

Document Number	0022941753
Date	Aug 1, 2019
Instrument	2294-1753

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,118.00 (+1.26%) Homeowner's exemption	$438,883 (+2.9%)	$589,666 (+5.01%) Land $205,500 Building $384,166
2024	$6,042.00 (+1.17%) Homeowner's exemption	$426,514 (+3%)	$561,558 (+2.46%) Land $193,500 Building $368,058
2023	$5,972.00 (+12.47%) Homeowner's exemption	$414,091 (+5.15%)	$548,061 (+12.82%) Land $193,500 Building $354,561
2022	$5,310.00 Homeowner's exemption	$393,808	$485,784 Land $180,000 Building $305,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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