8738 Smithfield Pl, Jessup, MD 20794 Property Records

Howard County property record for 8738 Smithfield Pl, Jessup, MD 20794

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,532 sqft · built 1984
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$266,900 (Jan 2009)
Tax Bill	$6,146 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-470084`

Property Details

APN / Parcel Number

Primary APN	`06-470084`
Alternative APNs	`6470084` `470084`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,532 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Porch	Slab
Deck Area	240 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	470084
Street Address	8738 SMITHFIELD PL
City	JESSUP
State	MD
Zip	20794-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 57 .156 A 8738 SMITHFIELD PL HERITAGE WOODS S 1 AR 1
Legal Subdivision	HERITAGE WOODS S 01 AR 01
Legal Lot Number	57
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606901

Owner

8738 Smithfield Pl is owned and occupied by two individuals who acquired it in November 2014.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8738 SMITHFIELD PL, JESSUP, MD 20794-9344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2009 · Amount on File
Deed Sale	Jan 16, 2009 · Amount on File
Prior Sale	Jan 23, 2008 · Amount on File
Deed Document Number	200990129
Deed Book / Page	11478 / 67
Last Transfer Date	Nov 6, 2014
Transfer Doc	0158880152
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8738 SMITHFIELD PL, JESSUP, MD 20794-9344
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199320322
Date	Nov 18, 2020
Book Page	19932/322

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 8738 Smithfield Pl was $6,146 with a homeowner's exemption, up 3.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,146.00 (+3.92%) Homeowner's exemption	$400,733 (+6.46%)	$449,400 (+19.39%) Land $238,000 Building $211,400
2025	$5,914.00 (+7.64%) Homeowner's exemption	$376,400 Land $183,000 Building $193,400	$376,400 Land $183,000 Building $193,400
2024	$5,494.00
2023		$318,067 (+10.1%)	$376,400 (+30.29%) Land $183,000 Building $193,400
2022	$3,253.00	$288,900 Land $138,000 Building $150,900	$288,900 Land $138,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8738 Smithfield Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8738 Smithfield Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20