8735 97th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8735 97th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Apr 2023)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-27-00006-0200-00003.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-27-00006-0200-00003.0`
Alternative APN	`26154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	640 sqft

Exterior Amenities

Pool Area	200 sqft
Porch	Open Porch
Porch Area	241 sqft
Patio Area	541 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	26154
Street Address	8735 97TH AVE
City	VERO BEACH
State	FL
Zip	32967-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT B BLK T LOT 3 PBI 4-93
Legal Range	38
Legal Township	31
Legal Section	27
Legal Subdivision	VERO LAKE ESTATES UNIT B
Legal Block	T
Legal Lot Number	3
Legal Unit	B
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2081
Census Tract	50903

Owner

8735 97th Ave is owned and occupied by an individual who bought it in April 2023.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8735 97TH AVE, VERO BEACH, FL 32967-3455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Apr 12, 2023	Special Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jul 11, 2022	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	3120230017714
Deed Book / Page	3612 / 2446
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8735 97TH AVE, VERO BEACH, FL 32967-3455
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8735 97TH AVE, VERO BEACH, FL 32967-3455

Mortgage

Document Number	0036610242
Date	Nov 9, 2023
Book Page	3661/242
Instrument	3120230056388

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Apr 1, 2053

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8735 97TH AVE, VERO BEACH, FL 32967-3455
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8735 97TH AVE, VERO BEACH, FL 32967-3455

Mortgage

Document Number	0038111777
Date	Oct 16, 2025
Book Page	3811/1777
Instrument	3120250051468

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Apr 1, 2053

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8735 97TH AVE, VERO BEACH, FL 32967-3455
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8735 97TH AVE, VERO BEACH, FL 32967-3455

Mortgage

Document Number	0037191214
Date	Aug 20, 2024
Book Page	3719/1214
Instrument	3120240040599

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Apr 1, 2053

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 12, 2023
Property Address	8735 97TH AVE, VERO BEACH, FL 32967-3455
Document Number	0036122446
Book / Page	3612 / 2446
Map Reference	MB 4 PG 93
Instrument Date	Mar 24, 2023
Instrument	3120230017714
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 NW SPANISH RIVER BLVD STE 4, 4, BOCA RATON, FL 33431-4219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8735 97TH AVE, VERO BEACH, FL 32967-3455

Mortgage

Document Number	0036122448
Date	Apr 12, 2023
Instrument	3612/2448

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

July 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 11, 2022
Property Address	8735 97TH AVE, VERO BEACH, FL 32967-3455
Document Number	0035551431
Book / Page	3555 / 1431
Map Reference	MB 4 PG 93
Instrument Date	Jul 6, 2022
Instrument	3120220043490
Transaction Type	Foreclosure
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,084.60
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8809 TWIN LAKE DR, BOCA RATON, FL 33496-1946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8735 97th Ave was $4,440.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00	$283,121 Land $40,375 Building $242,746	$283,121 Land $40,375 Building $242,746
2023	$4,397.00 (+330.23%)	$299,166 (+205.69%) Land $33,150 Building $266,016	$299,166 (+12.15%) Land $33,150 Building $266,016
2022	$1,022.00	$97,867	$266,754 Land $27,200 Building $239,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8735 97th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8735 97th Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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