8734 Townsend Dr, White Lake, MI 48386 Property Records

Oakland County property record for 8734 Townsend Dr, White Lake, MI 48386

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,452 sqft · built 1992
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (May 2013)
Tax Bill$2,860 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNY-12-25-378-015

Property Details

APN / Parcel Number

Primary APNY-12-25-378-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,452 sqft Living Area
1st Floor Area1,504 sqft
Basement Area948 sqft
Unfinished Basement948 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage Area785 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area111 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address8734 TOWNSEND DR
CityWHITE LAKE
StateMI
Zip48386-4371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT3N, R8E, SEC 25 HERITAGE HILLS ESTATES LOT 110 6-6-89 FR 376-001
Legal Range08E
Legal Township03N
Legal Section25
Legal SubdivisionHERITAGE HILLS ESTATES
Legal Lot Number6,110
JurisdictionOAKLAND MI
Township / Civil DivisionWHITE LAKE
Census Block Group1
Census Block1013
Census Tract130700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8734 TOWNSEND DR, WHITE LAKE, MI 48386-4371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Sep 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU
Jul 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2013 · Amount on Record
Deed SaleMay 21, 2013 · Amount on Record
Deed Document Number20137978
Deed Book / Page45817 / 326
Last Transfer DateNov 15, 2021
Transfer Doc0000304491
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address8734 TOWNSEND DR, WHITE LAKE, MI 48386-4371
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8734 TOWNSEND DR, WHITE LAKE, MI 48386-4371

Mortgage

Document Number20250150328
DateDec 3, 2025
Book Page60743/57
Instrument20250150328
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueNov 17, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address8734 TOWNSEND DR, WHITE LAKE, MI 48386-4371
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyNOT AVAILABLE, EMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8734 TOWNSEND DR, WHITE LAKE, MI 48386-4371

Mortgage

Document Number0000108562
DateApr 22, 2021
Book Page56119/426
Instrument108562
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address8734 TOWNSEND DR, WHITE LAKE, MI 48386-4371
Document Number0000014680
Instrument DateSep 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8734 TOWNSEND DR WHITE LAKE MI 483864371, WHITE LAKE, MI 48386-4371

Mortgage

Document Number0000014680
DateJan 21, 2020
Book Page053736/000720
Instrument14680
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 20, 2035

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address8734 TOWNSEND DR, WHITE LAKE, MI 48386-4371
Document Number0000158144
Book / Page050995 / 000454
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedSep 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8734 TOWNSEND DR WHITE LAKE MI 483864371, WHITE LAKE, MI 48386-4371

Mortgage

Document Number0000158144
DateAug 22, 2017
Book Page050995/000454
Instrument158144
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 21, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWhite Lake Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,860.00 (-39.11%) Homeowner's exemption$201,440 (+12.15%)$402,880 (+12.15%)
2024$4,697.00 (+14.45%)
2023$179,610$359,220
2021$4,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE LAKE TOWNSHIP
serves 6,619 people · EPA ID MI0007065
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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