8731 Harding Dr, Cottondale, AL 35453 Property Records

Tuscaloosa County property record for 8731 Harding Dr, Cottondale, AL 35453

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,142 sqft · built 1984
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Dec 2020)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-07-25-1-005-018.002

Property Details

APN / Parcel Number

Primary APN30-07-25-1-005-018.002
Alternative APNs
  • 43229
  • 90790
  • 7025

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,142 sqft Living Area
1st Floor Area2,142 sqft
Basement Area960 sqft
Finished Basement960 sqft
Unfinished Basement960 sqft
Utility Area40 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area33,106 sqft (0.76 acres)
Lot Dimensions205 ft deep x 146 ft wide
Garage TypeFinished
Garage Area552 sqft
PorchPatio
Porch Area214 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number90790
Street Address8731 HARDING DR
CityCOTTONDALE
StateAL
Zip35453-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM INT N BOUNDARY HWY 11 & W LN NE/4 S25 T21S R9W; SELY ALG R/W 270(S); N 155(S) TO POB; N 205; NELY 149.9; S 253.3; W 146.2
Legal Range09W
Legal Township21S
Legal Section25
JurisdictionTUSCALOOSA AL
Township / Civil DivisionCOALING-VANCE
Census Block Group3
Census Block3024
Census Tract10706

Owner

Source: Tuscaloosa County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8731 HARDING DR, COTTONDALE, AL 35453-1311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Deed Book / Page2020 / 28151
Prior Transfer DateJun 23, 2016
Prior Transfer Doc2016/13371
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTUSCALOOSA AL
Recording DateDec 23, 2020
Property Address8731 HARDING DR, COTTONDALE, AL 35453-1311
Document Number2020/28151
Book / Page2020 / 28151
Instrument DateDec 16, 2020
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8731 HARDING DR, COTTONDALE, AL 35453-1311

Mortgage

Document Number0000002020/0000117253
DateDec 23, 2020
Book Page0000002020/0000117253
Lender
NameONSUMER FIRST MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyTuscaloosa County
Unified School DistrictTuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$58,220 (+40.42%) Land $4,000 Building $54,220$291,100 (+40.42%) Land $20,000 Building $271,100
2023Homeowner's exemption Disabled Person's exemption$41,460 Land $4,000 Building $37,460$207,300 Land $20,000 Building $187,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUSCALOOSA WATER & SEWER
serves 166,524 people · EPA ID AL0001313
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2023
Haloacetic acids
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Xfinity.

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