Bay County property record for 8731 Carter Rd, Sterling, MI 48659
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1972 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,088 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-005-400-005-00 |
| Primary APN | 060-005-400-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Lot Area | 1,742,400 sqft (40 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8731 CARTER RD |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NE 1/4 OF SE 1/4 SEC 5 T18N R3E |
| Legal Range | 03E |
| Legal Township | 18N |
| Legal Section | 05 |
| Jurisdiction | BAY MI |
| Township / Civil Division | GIBSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 286400 |
8731 Carter Rd, a rural home, is owned and occupied by an individual.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1990 M 61, STERLING, MI 48659-9625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 8731 Carter Rd was $1,088 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Gibson Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,088.00 Homeowner's exemption | $118,500 | $237,000 |
| 2023 | $63,500 | $127,000 | |
| 2022 | $961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8731 Carter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8731 Carter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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